March 31, 2011
SmartMoney.com
After years of shrinking credit limits, rising rates and new fees, not to mention government legislation, credit card users have every reason to question the value of the plastic in their wallets. And now that the dust has settled, many may ...
March 17, 2011
SmartMoney.com
QUESTION: I've had an American Express charge card since 1999, which costs $95 a year to maintain. If I cancel it, what will this do to my credit score? --Fred Cohen, Weston, Fla.
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February 23, 2011
WSJ.com
WASHINGTON—The nation's new consumer watchdog agency, the subject of much banking-industry angst, released favorable news about giant credit-card issuers: Banks have eased up on credit-card rate increases and turned more ...
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February 22, 2011
WSJ.com
WASHINGTON—The nation's new consumer watchdog agency, the subject of much banking-industry angst, plans to release a report Tuesday with some favorable news about giant credit-card issuers: Banks have eased up on credit-card rate ...
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February 22, 2011
WSJ.com
A recent ruling by the California Supreme Court has unleashed a rash of lawsuits against big retailers that ask their customers to provide zip codes when making purchases with a credit card.
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February 22, 2011
MarketWatch
WASHINGTON (MarketWatch) — Consumers still have difficulty understanding the costs and risks of credit cards, despite some improvements made by issuers, a top regulator said Tuesday
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January 23, 2011
WSJ.com
As financial institutions continue in their quest for new ways to recover revenues lost to new laws, the mantra for credit-card holders this year is "Be better informed -- or risk getting blindsided by changes."
January 12, 2011
SmartMoney.com
For the last two years, its been nearly impossible for subprime borrowers to qualify for a loan of almost any kind. But that's beginning to change as banks slowly return to lending. First up: credit cards.
December 29, 2010
SmartMoney.com
After more than two years of tight lending, banks have begun originating more mortgages and wooing choice customers with enticing credit card offers--ushering out the worst days of the credit crunch and marking the slow return of easier ...
October 19, 2010
SmartMoney.com
Until recently, a credit score of 680 was something to be proud of. It meant you paid most of your bills on time, got dinged when you went shopping for a refi, but in general, had a solid enough record to get a loan at the best rates.
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October 4, 2010
WSJ.com
There are few things more defeating than having something you just bought—a brand-new bike, say—get stolen only days later. But if you charged that bike on your credit card, you might be better off than you thought. Visa, MasterCard and ...
August 31, 2010
SmartMoney.com
Credit-card spending is ticking back up among seniors – but is it a good idea? According to a new survey by Scottrade, an online investing firm, retirees are swiping their cards more often and loosening their purse strings when it comes to ...
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July 6, 2010
WSJ.com
Chronically high unemployment is disrupting what once used to be easy math: the tight correlation between joblessness and souring credit-card loans.
June 8, 2010
SmartMoney.com
Consumers carrying a lot of credit-card debt have a big stake in the U.S. economy. If prices fall and stay low, as some economists suggest, the cost of credit-card debt could surge.