EDITOR'S PICKS

• Tax Tips: The Benefits of Refinancing

  Here's how to make sure you claim all your rightful deductions on your 2010 return.

• Should You Refinance if You're Over 50?

  For homeowners over 50, there's more to consider than just a lower rate.

THE LATEST

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  January 25, 2013

  Home-Equity Loans Heat Up

  WSJ.com

  After years of declines, home-equity lending is starting to make a comeback.That is presenting new opportunities for homeowners seeking to finance a major purchase, consolidate debt or refinance a mortgage with a small balance.

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  November 9, 2012

  Paying Less for a Mortgage; How to Sidestep Rising Rates on 30-Year Fixed-Rate Loans

  WSJ.com

  Mortgage rates have flattened out, but some borrowers are lowering their rates further by opting for a loan with a shorter term or taking out a "hybrid" adjustable-rate mortgage.

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  August 30, 2012

  BofA Trails in Mortgage Pact; Lender on Hook for Largest Piece of Five-Bank, $25 Billion Foreclosure Settlement

  WSJ.com

  Bank of America Corp. got off to a slow start in carrying out changes required by a landmark foreclosure settlement. A report issued Wednesday by an independent monitor set up to oversee the settlement shows that as of June 30 the bank ...

• August 27, 2012

  Refinancing, repeatedly for lower mortgage rates

  MarketWatch

  Homeowners eager to lock in lower monthly mortgage payments have discovered serial refinancing, a practice last in vogue during the housing boom.

• May 25, 2012

  Getting the Best Refinancing Deal

  WSJ.com

  There has never been a better time to refinance your mortgage. Rates are at record lows. The government is devising new programs to help homeowners. The economy and job market are improving, albeit slowly.

• May 13, 2012

  Lenders Want to Know Everything

  WSJ.com

  As a home buyer or refinancer, you'd expect to submit recent pay stubs and bank-account statements when applying for a mortgage loan. But a copy of your divorce decree?

• March 23, 2012

  It's a Good Time To Refinance

  WSJ.com

  For homeowners who have been waiting for interest rates to fall even further before refinancing, it might be time to pull the trigger on a deal. Rates are moving up—and could stay higher for a while, experts say.

• December 31, 2011

  Refinancing Gets Even More Attractive

  WSJ.com

  Homeowners who have resisted the urge to refinance their mortgages until now could be rewarded for their willpower. Mortgage rates have fallen to new lows—and banks are rolling out incentives to win business.

• October 8, 2011

  Refinance Now? Maybe Not

  WSJ.com

  Mortgage rates have been hitting historic lows for five weeks in a row. But that doesn't mean you should refinance your mortgage just yet.

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  August 19, 2011

  Mortgage Rates Drop

  WSJ.com

  Mortgage rates in the U.S. continued their decline over the past week, hitting new lows amid concerns about the economic outlook in the U.S. and fallout from Europe's sovereign-debt problems, according to Freddie Mac's weekly ...

• August 6, 2011

  Is It Time To Refinance?

  WSJ.com

  For homeowners, there is a silver lining to the grim economic news of late: plunging mortgage rates. The average rate for 30-year fixed-rate mortgages fell to 4.54% for the week ended Aug. 3, according to consumer-information site ...