Which is the best offer for you?
How much will you pay?
Credit unions are more widely available and a great place to stash your cash.
Move closer to 850 and increase your likelihood of landing that loan.
Decide from lower interest rates, consumer rewards, cash-back or airline miles.
Even as the growth of student debt stirs debate on everything from whether the government should move to ease borrowers' burden to the ability to discharge obligations through bankruptcy, some banks are jockeying for position to lend to ...
Can you have too much of a good thing? When it comes to credit cards, maybe not. Consumers with good credit are seeing an influx of generous rewards offers, even as overall card offers dropped 30% in the first quarter of 2012 as issuers took ...
Forget rewards points and cash back. Some credit-card issuers are touting low rates, simple fees and other "plain vanilla" features to attract credit-wary consumers.
Julie Barth's prayers were answered when a doctor in Crystal Lake, Ill., told her in vitro fertilization might get her pregnant. But he didn't stop there, referring her to a "fertility finance" company that lent her ...
American Express Co.'s cardholders will be able to sign up for merchant deals through Twitter, in the lender's latest move to tap social media to spur spending.
America is back. You can tell because Americans are maxing out their credit cards again. Household debt grew at an annualized rate of 0.25% in the last quarter of 2011, according to the Federal Reserve's flow-of-funds report released ...
Editor's note: Starting over after a financial setback like a divorce, job loss or the death of a spouse can be challenging. The Wall Street Journal Guide to Starting Fresh seeks to put you on the road to recovery one step at a time, ...
Banks and credit-card companies are giving out record rewards to people who sign up for their cards as competition for well-heeled customers reaches a fevered pitch.
CHICAGO (MarketWatch) -- Global Payments Inc., the Visa and MasterCard processor at the heart of a major security breach, said Monday that the event was under control and affected no more than 1.5 million North American accounts.
If Wall Street's stock tips were reliable, portfolio selection would be easy. Investors could simply load up on Apple because analysts give it more positive ratings like "buy" and "outperform" than any other stock, ...
The tax treatment of frequent-flier miles is at center stage following the disclosure that thousands of Citibank customers received notices in January that miles they received for opening new accounts last year produced taxable income.
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Donald Trump has avoided what could have been a big problem for one of his most valuable office buildings in New York, partly by taking advantage of the downtown's transformation away from being a citadel for the financial industry.
A galaxy of new web tools and games have popped up that are designed to teach children about "financial literacy"—the buzzword for the stuff you are supposed to know to stay out of debt and save enough for retirement.
Jason Scherr had a lot on his mind the day after he opened his fifth Think Coffee shop in Manhattan last week. The fan was blowing too hard, the classical music was playing a little too loudly—and he was trying to figure out how to get more ...
Save more. Borrow less. There's a reason these two simple-sounding goals land on our lists of New Year's resolutions year after year: We never seem to make any headway with them.
Personal loans fell out of favor during the financial crisis. But they are starting to make a comeback at lenders such as Wells Fargo, Discover Financial Services and TD Bank.
A personal bankruptcy is supposed to cut borrowers loose from lenders and debt collectors, but Capital One Financial Corp.—one of the nation's largest credit-card issuers—sometimes doesn't want to let go.
Billing disputes with credit-card companies topped the list of more than 5,000 complaints lodged with the new U.S. government agency charged with enforcing federal consumer financial laws, according to data released Wednesday.
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In another sign that the credit freeze is thawing, the Federal Reserve said Americans ramped up their borrowing at the end of 2011. Household borrowing through credit cards, car loans, student loans and other installment debt—which excludes ...
"Manage debt" and "save money" are routinely among the top New Year's resolutions as tracked by the federal government. Consumers looking to achieve those goals both may find extra help in the form of a few much ...
No one was more surprised than Thomas Carpenito with the credit-card invitation that landed in his mailbox earlier this year. The 27-year-old deli owner from White Plains, N.Y., had about $10,000 in old debts and a credit rating 200 points ...
The Game Plan takes a look at how individuals and families are saving for retirement—and then asks financial advisers to comment on those strategies. You're invited to share your own retirement-savings plans by sending an email to ...
In this age of hurricanes, tsunamis, market crashes and banking crises, it isn't any wonder that people are feeling insecure. Companies are responding by rolling out a raft of newfangled insurance policies designed to protect against ...
Glamour stocks might be losing their glow. Amazon.com, Netflix and Apple have each more than quadrupled in value over the five years through September. But their shares have tumbled of late because of shriveling profit margins, subscriber ...
It's been less than a week since Standard & Poor's stripped the U.S. government of its triple-A rating and already consumers are starting to feel the effects, in the form of rising interest rates on many loans.
It's getting pricey at the pump. The average price for regular unleaded gasoline was $3.81 at the end of last week, up $1.05 from a year ago, according to AAA's Daily Fuel Gauge Report. And the Energy Information Administration ...
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Forget hauling clothes and furniture. An even bigger challenge for parents and college students awaits: teaching the little darlings how to handle money.
Bonuses are back for travel-reward cards. So many credit-card companies are offering deals and perks right now that frequent travelers may want to re-evaluate whether they should switch their card allegiance.
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BMW AG's multibrand fleet management division Alphabet acquired the car-leasing unit of Dutch financial services group ING NV for €637 million ($915 million) as part of the German luxury-car maker's wider effort to expand in the ...
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U.S. banks are bombarding consumers with some of the most lucrative credit-card offers in years. But many of the goodies are being dangled at affluent people who have plenty of plastic already.
NEW YORK—In a move that could discourage some merchants from accepting debit cards for small transactions, Visa Inc. and MasterCard Inc. are raising the fees merchants pay for small-ticket debit purchases, according to analysts.
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With interest rates remaining stubbornly low, a number of banks are trying to breathe life into a savings product that has been out of favor with consumers for years: the certificate of deposit.
SALT LAKE CITY (MarketWatch) — I’m an idiot. After watching the “60 Minutes” expose of insider-dealing by members of Congress, I’m left wondering (not for the first time, I might add): Why on Earth did I choose journalism as a career? Watch ...
Ilana Greene, a Chicago-based freelance writer, contributed to this report. SAN FRANCISCO (MarketWatch) — On a safari in Kenya, Dylan Higgins pulled out his credit card to pay for himself and his family — and so the tourism workers hauled ...
Borrowers breathed a collective sigh of relief when the Federal Reserve said earlier this month that it would hold interest rates at rock bottom for the next two years. But savers were far from happy.
It used to be that Neiman Marcus's glossy-page snob appeal didn't stop at what you bought. It extended to how you paid. Cash or American Express was fine. But it was much preferred that you use your Neiman card, please.
The Senate rebuffed the most significant attempt so far to roll back the Dodd-Frank financial-overhaul law, in a blow to banks and credit-card companies that had fought against new debit-card rules that they say will cost them billions of ...
A group of four U.S. Senate Democrats, including New York's Charles Schumer and Florida's Bill Nelson, urged the Federal Reserve today to crack down on the marketing of business credit cards, which don't come with many ...
Few new financial rules have been as controversial as the limit on debit-card "swipe" fees. The impact of the rule will be a lot clearer on Wednesday when Visa Inc. gives its business update.
Want a free trip to Paris? Just sign up. Hard-core collectors of frequent-flier miles are turning credit card sign-up bonus offers into vast stashes of miles, points and expensive trips by opening new card accounts by the dozen. Some ...
General Electric honcho Jeffrey Immelt and American Express boss Ken Chenault laid out some embarrassingly lame ideas for U.S. job creation last week.
Shopping malls, once a hub of suburban commercial life, are rapidly losing ground to online shopping and off-mall locations. The empty storefronts make malls less appealing for consumers and create a ripple effect, says Philip Martin, a ...
Reloadable prepaid cards are magic bullets to help overspenders and those who steer clear of banks. But they won't build your credit and can cost you plenty in fees if you're not careful.
SAN FRANCISCO (MarketWatch) — Citigroup Inc. said Thursday it plans to issue replacement credit cards to customers who might be affected by a security breach in which someone got access to personal information from tens of thousands of ...
WASHINGTON (MarketWatch) — A legislative measure that would have delayed and curtailed a Federal Reserve debit-card interchange-fee reduction rule was rejected by the U.S. Senate Wednesday afternoon.
Scan the list of the worst-performing mutual funds of 2011, and you will run across a slew of formerly highflying fund managers whose picks have crashed and burned.
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Warren Buffett likes cheap stocks. Right now, he doesn't need to look far to find one. His company, Berkshire Hathaway, has slid in the last three months, making it one of the more striking values in the stock market. Indeed, some ...
"Digital wallets" that let consumers pay with the swipe of a smartphone could make the plastic credit card obsolete. But the technology also could chip away at consumers' privacy—and tempt them to spend more than they ...
An invitation to join the ranks of gold- and platinum-card holders isn't the exclusive privilege it once was. Issuers are offering more of these cards, to a wider range of people. The question now: Do you still want one?
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NEW YORK—Discover Financial Services has reached an agreement to buy a $2.5 billion student-loan portfolio from Citigroup Inc., a follow-up to last year's deal in which Citi sold its 80% stake in Student Loan Corp. to Discover in a ...
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WASHINGTON—The White House is considering nominating Raj Date, a key adviser to Elizabeth Warren, to head the new Consumer Financial Protection Bureau, according to a person familiar with the matter.
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Everything seems a bit crazier than usual in the markets these days. In such a climate, contrarians see opportunity. There is no shortage of drama. The Greek debt crisis has receded a bit, but it remains very much in the news. China is ...
Everyone loves surprises. But perhaps you shouldn't get too excited over them. This month, market strategists, television commentators and other investing pundits will bombard you with breathless updates on the percentage of companies ...
WASHINGTON (MarketWatch) — Starting Thursday, if you have a complaint about your credit card, you’ll be able to call the Consumer Financial Protection Bureau’s new toll-free hotline.
With interest rates remaining stubbornly low, a number of banks are trying to breathe life into a savings product that has been out of favor with consumers for years: the certificate of deposit.
As anticipated, the "Google Wallet" is on its way: By fall at the latest, shoppers will be able to replace cash, credit cards and even a driver's license with a wave of their phones. But for many consumers, today's ...
Financial stocks have been laggards this year, clobbering some diversified mutual funds that hold large stakes in the sector. But a couple of funds with hefty weightings have managed to defy that trend.
THIS WEEK Fiscal Blues: Alabama's Jefferson County could file for the largest bankruptcy in municipal history if it doesn't reach an agreement with creditors by Thursday.
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AMSTERDAM—Bailed-out Dutch financial giant ING Groep NV confirmed that is looking to sell its European car-leasing unit. The Netherlands' largest financial company by assets said in a statement that it is "reviewing strategic ...
Should you finance your plastic surgery with plastic? Credit-card issuers are stepping up their marketing of health-care cards and lines of credit that help borrowers finance costly elective medical procedures. The cards, which typically ...
Meet the world's most financially self-controlled man. Pete D'Arruda says he has more than $300,000 in available credit, thanks to some 25 Visas, Mastercards, and individual store, airline and gas cards -- about $12,000 a card.
If you're a victim of identity theft or are just trying to prevent it from happening to you, a new website offers a variety of resources.
Credit unions increasingly are opening their doors to a broader group of people—and offering deals that handily beat those offered at fee-heavy big banks.
The movie was called "Air Buddies." It featured talking dogs—and it cost me $100,000. Let me explain. My family borrowed the movie and some books from the local library last year before a trip. We wanted the kids to have something ...
U.S. stocks shed more than 2.5% on Tuesday, as Greece's call for a voter referendum threw a newly inked European debt deal into doubt. This, after October proved the best month for stocks in decades. Head-scratching volatility like ...
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Americans are earning more travel-rewards points than ever—but they also are leaving more of them on the table. In a bid to continue to attract and retain big spenders, airlines and hotels are launching new, more-generous rewards programs. ...
Credit-card issuers are marketing so-called professional cards—formerly reserved for small-business owners or executives—to individuals, a new report says.
If you read the first installment of this year's Barron's Roundtable, you already know the sky is falling–but very, very slowly. It could take another year, or two or four, before the dollar tumbles, the euro crumbles and the ...
Worried about your financial status? Someone wants to sell you protection. More and more websites are offering credit and identity-theft monitoring services, and the chance to buy what look like real credit scores. Credit-card issuers, ...
For the rising number of patients who can't pay their medical bills, doctors and hospitals have a new prescription: a health-specific loan or credit card. But as these medical financing programs grow in popularity, patients may be ...
As the portfolios of ordinary shareholders imploded in the second stock-market crash of the 21st century, CEOs looked up from the smoke and ashes and breathed a collective sigh of, "Hey, you know what? It's a buying ...
Not long ago, paying for something by phone meant calling a retailer or catalog merchant to place an order with a credit card. Today, your smartphone is a shopping mall and wallet in one.
Credit-card issuers are marketing so-called professional cards—formerly reserved for small-business owners or executives—to individuals, a new report says.
Consumers carrying a lot of credit-card debt have a big stake in the U.S. economy. If prices fall and stay low, as some economists suggest, the cost of credit-card debt could surge.
THIS WEEK Debt Talks: Vice President Joe Biden is slated to meet with a bipartisan group of lawmakers to begin negotiations on a framework for deficit reduction.
Getting a little extra back on online purchases is as simple as using the right middleman. Reward portals offer cash, point or mile rebates for shoppers who use the portals to link to and purchase from partner retailers. The sites have taken ...
The Federal Reserve in March moved to close some of the loopholes in the Credit Card Accountability, Responsibility and Disclosure Act, the 2009 law intended to curb abusive credit-card lending. One group of borrowers, though, could still ...
Discover Financial Services reported a fiscal third quarter profit of $260.6 million as improving credit trends allowed the company to free up funds in reserves and cardholders spent more.
Instead of paper checks, Oregon officials pay weekly unemployment benefits by loading the money onto debit cards that come with several unusual fees.
Send your prediction to crystalball@wsj.com by midnight Sunday, with your full name, city, state and phone number. The winner will be named in next Saturday's paper.
Sherelle Villacorta knew she had to get her credit score "under control" before graduating from college if she wanted to avoid problems signing an apartment lease or getting a loan.
Some prominent credit-card issuers, eager to keep customers happy, are beginning to pull back on fees. Over the past year, giants Bank of America Corp. and Wells Fargo & Co., along with smaller lenders such as Huntington Bank, have ...
For the last two years, its been nearly impossible for subprime borrowers to qualify for a loan of almost any kind. But that's beginning to change as banks slowly return to lending. First up: credit cards.
Some of the investing world's top names disclosed their stockholdings on Monday, and there were a few surprises. Four times a year, many investors who manage more than $100 million are required to disclose holdings in certain types of ...
One of the big selling points of debit cards, highlighted in ad campaigns and on bank websites, is that you'll have "zero liability" for losses if your card is lost or stolen—just like credit cards.
CHICAGO (MarketWatch) — Citigroup’s sale of its student-loan business may signal the beginning of a wave of consolidation among private lenders who were cut out of the federal college student-loan program this summer.
For years, Pat Bearce had a message for his daughter Andrea: After her college graduation, she would be on her own financially. It has been three years, and she isn't quite there yet.
Warren Buffett has compiled an awesome investment record over 45 years as CEO of Berkshire Hathaway, but he's not infallible. Mr. Buffett has made several equity purchases for Berkshire in recent years that now trade below the ...
CHICAGO (MarketWatch) -- Consumers, particularly those who are consistently late in paying their credit-card bills, now can breathe a sigh of relief: The Federal Reserve said Tuesday it is limiting penalty fees to no more than $25 in most ...
Starting Sunday, credit-card issuers could lose more than $3 billion in revenue annually, as new federal laws on late-payment fees kick in. The rule, which on average cuts late fees to $25, could fuel higher minimum payments required on ...
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How much more consumer protection can credit-card customers stand? If President Obama selects activist law professor Elizabeth Warren to head the new Bureau of Consumer Financial Protection, we will soon have an answer. Meantime, thanks to ...
Don't laugh, but Uncle Sam wants to teach you how to manage your money. Tucked into the new financial-overhaul bill that Congress is working to finish is a new Office of Financial Literacy to help consumers learn about savings, debt and ...
SAN FRANCISCO (MarketWatch) -- Government support for big regional banks is waning, Moody's Investors Service warned late Tuesday. Industry giants like Bank of America Corp. and Wells Fargo & Co. can probably still rely on bailouts ...
Sometimes stress can be profitable. On July 23, European regulators will release the results of its "stress tests," designed to gauge the ability of Europe's banks to withstand future economic shocks. If all goes well, the ...
The rules of credit are changing. Consumers will see improvements this month as credit-card companies roll out the latest in a big series of government-ordered reforms on how they operate.
And you thought the in-laws were stressful. Almost one in three couples say finances cause the most stress in their relationship, and 91% of Americans surveyed find reasons to avoid talking about money with their partner, according to a ...
CHICAGO (MarketWatch) -- Credit-card holders mostly benefited from the landmark Credit Card Accountability, Responsibility and Disclosure Act that first went into effect a year ago, but troubling trends are emerging that could mean higher ...
Chronically high unemployment is disrupting what once used to be easy math: the tight correlation between joblessness and souring credit-card loans.
WASHINGTON (MarketWatch) -- A new consumer financial protection agency aimed at protecting Americans on a wide range of personal-finance transactions seems to be a likely result of Congress's current effort to overhaul the banking ...
Send your prediction to crystalball@wsj.com by midnight Sunday, with your full name, city, state and phone number. The winner will be named in next Saturday's paper.
Now playing: sequels, 3-D reruns and long ads.
A new wedding trend trades "walking down the aisle" for a walk on the wild side.
Technology stocks have rebounded and are once again the darling of the market. Can the resurgence last?
Arends: That 60/40 portfolio of stocks and bonds your adviser is pushing might not work.