How-To Guides

  • How to Save for College

    Thanks to benefits in the tax code, saving specifically for college and other education expense can have some advantages

  • Risky Student Debt Is Starting to Sour

    WSJ.com

    The number of student loans held by subprime borrowers is growing, and more of those loans are souring, the latest signs that a weak job market and rising debt loads are squeezing recent graduates.

  • Student loan delinquencies hit new high

    MarketWatch

    Late last year, total student debt outstanding surpassed $1 trillion for the first time. Now, the problem of student loan delinquency is generating its own eye-popping numbers.

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    Discover: Student Loans a 'Train Wreck' for Taxpayers

    WSJ.com

    Rising federal student-loan debt and potential changes to how such loans are treated under bankruptcy could be a "train wreck" for U.S. taxpayers, Discover Financial Services President Roger Hochschild said Monday.

  • Risky Student Debt Is Starting to Sour

    WSJ.com

    The number of student loans held by subprime borrowers is growing, and more of those loans are souring, the latest signs that a weak job market and rising debt loads are squeezing recent graduates.

  • Subscriber Content Read Preview

    The Disappearing College Loan; New Program Links Repayments to Income

    WSJ.com

    A new federal program should make it easier for some recent college graduates to keep their student-loan payments manageable.The new option, known as the "Pay as You Earn Repayment Plan," lets eligible borrowers sharply lower their monthly ...

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    Grads Skirt Student Loans

    WSJ.com

    Crippled by student debt, Lori Kitchen quit her government job just months after graduating from American University in 2007, figuring she would lose her security clearance once she fell behind on her loan payments.

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    Think Twice Before Co-Signing

    WSJ.com

    With college costs rising, student loans are becoming a necessity even for many upper-middle-class families.If your child asks you to co-sign for a private loan, tread carefully: That debt could become your own.

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    New Rage: Loan-Payoff Parties

    WSJ.com

    When Cherie and Brian Lowe of suburban Indianapolis threw a party last spring, 150 well-wishers came bearing casseroles.This was no birthday or anniversary bash. Mr. Lowe, a lawyer, and Ms. Lowe, a stay-at-home mom, both 36 years old, were ...

  • More students delay repaying loans; Half of student loans are now in deferment or forbearance

    MarketWatch

    When their student loans come due, many borrowers have no choice but to postpone the inevitable. As of March, 51% of student loans were in deferment or forbearance — periods when, owing to financial hardship, borrowers are not required to ...