Our asset allocation tool is designed to help you see how different asset mixes may be appropriate in different circumstances.

Use the sliders to enter the required information, and the asset allocation tool will provide a target allocation. As you approach retirement or become more bearish about the stock market, for example, the system will add bonds and cash to the asset mix.

If you use this calculator to allocate only your retirement accounts, and you have more than 10 years to retirement, remember to set both spending scales to zero.