Glenn Ruffenach developed and now edits Next, The Wall Street Journal's guide to retirement planning and living.
Ruffenach joined the Journal in 1982 and has been a staff reporter, features editor and deputy bureau chief.
He is co-author of the New York Times bestseller, "The Wall Street Journal Complete Retirement Guidebook" and writes the New Retirement column for SmartMoney. He is a graduate of West Point.
With most couples waiting to marry and three quarters of marriage partners living together first, many celebrants are paying at least part of their wedding bill.
It’s never too early to start talking dollars...and sense.
Your grocery bill is your biggest weekly household expense, so keeping a lid on it will go far to stretch your dollar.