Story Comments

Correction to the print article - for the advisor that is charging 2.5% investment fees in a platform that heavily relies on mutual funds, that isn't 'all inclusive'... someone with a bachelors degree should double check that advisors math and let him know it's funny. 2.5% plus mutual fund fees isn't anywhere close to reasonable and is kind of scandelous.

Great comments maritalfiancier, I like the experience quote! As a young planner (just under 10 years of mistakes) it has been a struggle, but persistance will likely pay-off. The business is poised for phenomenal growth for those who've remained commited to helping those who want it. I'm excited to see what the next decade brings.

It's one thing to have the product knowledge and mechanics of financial planning and quite another to have the empathy and understanding of human nature. Yes some people have both at an early age, but most don't. Walking a mile in another man's shoes is the best experience any true planner can bring to the table...not walking a few steps! I went to Costco the other day to buy groceries and Ameriprise had twenty something planners with a booth next to the meat section. No one was talking to them! I have no problem with earnest young planners...but as Oscar Wilde said...Experience is the name we give our mistakes'...and thats an advantage that only comes with time.