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Personal Finance: Real Estate:

Real Estate: Home Ownership, Mortgages, Second Homes

Insurance

Consumer Action
Getting a mortgage or refinancing one is now a Herculean task. Here's what to expect.
Worksheets
Find out if you should invest your extra cash or use it to pay down your mortgage.
Calculate your monthly payments and analyze your mortgage-interest deduction.
The answer depends on the direction of interest rates and how long you plan to stay in your home.
Whether you're looking for a modest two-bedroom or something to rival Hugh Hefner's mansion, we'll tell you just how far your resources can take you.
Living There
If you're strapped for cash, it may make sense to put some of your home's value to work for you. Just be sure to weigh the options carefully.
Installing a phone in your bathroom might make you happy, but it won't increase the value of your home. A marble countertop, on the other hand...
They can be fussy and downright unreasonable. Here are some tips to make them putty in your hands.
Buying
Don't let the process intimidate you. From brokers to bank loans, we'll tell you everything you need to know.
We counter the five most common reasons people cite for not buying a home.
Some new programs are making things easier for first-time home buyers. Here's a guide.
It isn't easy to buy and sell a home at the same time. We'll help you figure it out.
The risks are big. But the deals can be, too.
Second Home
It's tougher for a second home. And it can be even trickier if you want to use it as a rental property.
Insurance on a second home tends to be costly. But there are some ways to lower the expense.
Owning a rental property qualifies you for some favorable tax breaks. Here's an overview.
Mortgages
Looking to buy a home or refinance your current mortgage? Click here to screen for the best rates in your neighborhood.
Will rates rise, fall or remain relatively unchanged? Click here to see what mortgage experts predict.
Selling
The IRS issued guidance on the tax rules surrounding home sales. And it could spell even more savings for you.
Adding insult to injury, you could owe something to Uncle Sam. Here's why.
From finding an agent to cleaning out those closets, here's how to get your home ready for sale.
Going it alone can probably save you up to 5% of your home's value. Here's a lesson on how to be your own agent.
Homeowners Insurance
Here's how to save money by circumventing the middleman.
A hostile pet or a wood-burning stove could be cause for rejection. Here's where to turn when all else fails.
Here are 10 ways you can shave hundreds of dollars off your annual premium.

 
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