How Long Will My Money Last?

·Click here for the worksheet

Updated on February 1, 2008.

IT SEEMS these days that everybody wants to retire by the age of 45. Is it just wishful thinking? Our calculator will help you figure how long your investments will last. Just plug in your balance, number of years the savings should last, expected annual after-tax return and expected inflation rate. Then you'll see an inflation-adjusted figure for annual withdrawals. To account for possible market volatility and normal financial risk, you may wish to pad the number in the "years savings must last" field. That way you'll have a cushion against unexpected events. Haven't reached your goal yet? Then move on to our retirement worksheets, which will help you construct a total retirement savings plan.