How-To Guides

  • How to Invest in a CD

    Even in times of interest rate uncertainty, a certificate of deposit (CD) can still be part of your cash strategy.

  • Credit Unions Boost College Loans

    WSJ.com

    Credit unions are offering more private student loans, creating new choices for borrowers grappling with high college costs.Nearly 590 of the nation's 6,955 credit unions offered student loans as of December, according to the Credit Union ...

  • Western Union Could Be in the Money

    WSJ.com

    Competition in the $466 million consumer money-transfer business is growing, and industry giant Western Union is feeling the heat.The company cut prices by at least 5% last fall for customers sending money abroad, and the move appears to be ...

  • Sucking a Business Dry

    WSJ.com

    Sometimes private-equity firms do little more than suck up money like a vacuum cleaner and leave someone else holding a big, ol' dusty bag full of debt.

  • The New Science of Giving; A young Houston couple is planning to give away $4 billion—but only to projects that prove they are worth it. Can they redefine the world of philanthropy?

    WSJ.com

    LIKE ANY POPULAR food writer, Gary Taubes gets more than his share of e-mails about his work. So he didn't give it much thought one day two years ago when he got a five-line comment about a podcast he'd given the week before. It was plainly ...

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    Some Banks Halt Foreclosures, Citing Regulator's Bulletin

    WSJ.com

    Some of the nation's largest banks, including Wells Fargo & Co., suspended foreclosure sales in a number of states following guidance issued last month by federal banking regulators.

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    Financial Advice, Served Rare

    WSJ.com

    You don't have to be a Rockefeller to join a family office.Family offices are private firms that manage just about everything for the wealthiest families: tax planning, investment management, estate planning, philanthropy, art and wine ...

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    Being Too Fair Invites Trouble in Estate Planning

    WSJ.com

    How can wealth managers help keep an estate from winding up tangled in legal battles between the heirs? For one thing, encourage clients not to be too "fair" in the division of assets, say estate lawyers E. Patricia Chantler and Wonsun ...

  • Execs on their favorite finance apps; How financial executives use their smartphones

    MarketWatch

    I was recently at the annual Tiburon CEO Summit in New York, a sort of United Nations gathering of finance executives. Given how often these CEOs seemed to be checking their smartphones, I began to wonder what tools and apps they favored.

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    Panel: NDX Trading Must Pay Investors $5.5 Million

    WSJ.com

    NEW YORK--An arbitration panel has ordered Minneapolis-based broker-dealer NDX Trading Inc. and now-inactive TradeRight Securities Inc. to pay roughly $5.5 million to a group of 55 elderly investors who claimed their mutual funds were used ...

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    Hedge Funds Bet on Freddie, Fannie Rise

    WSJ.com

    Some of the hedge funds that made fortunes in the housing-market crash are now betting on the recovery of Fannie Mae and Freddie Mac, the government-controlled mortgage giants.

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    Focus Shifts to State Estate-Tax Planning

    WSJ.com

    The federal government won't tax an individual's estate if it's worth less than $5.25 million.But many states will tax estates worth far less. For example, New Jersey's estate tax kicks in at $675,000--the lowest threshold in the nation.

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    An Estate Plan to Prevent Sibling Disputes

    WSJ.com

    The 60-something client came into adviser Ross Gerber's office to help address a rift that was opening in his family.He had remarried and had young children, but both he and his new wife had adult children from their previous marriages. And ...

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    Retailers: Food & Drug

    WSJ.com

    Healthy living paid off for Sean Naughton in 2012.Mr. Naughton, an analyst with Piper Jaffray Cos. in Minneapolis, fed off vitamin retailers and grocers peddling organic food to become the top food and drug analyst in the Best on the Street ...

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    Internet & Computer Services

    WSJ.com

    Stocks of companies involved in cloud computing, or data storage on the Web, and IT outsourcing have been on a tear in recent years, which caused some analysts to bet against continued gains in 2012.

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    Advisers Embrace Alternative Pension Plan

    WSJ.com

    As most U.S. businesses keep shifting the bulk of retirement funding and planning to their employees, some advisers are embracing an alternative approach that puts investment decisions squarely on the back of employers.