The right health insurance plan can both save you thousands and keep you from having to skimp on care
Many people are so confused about buying life insurance that they never buy it at all.
Given how scattered our digital lives have become, it’s important to have a good system for storing and managing your important papers.
Networking requires strategy, research and social grace. But as competition for jobs remains high, it's easy to fumble. "Remember that you have two ears and one mouth, and use them in proportion," says Bobbi Moss, general manager at Govig ...
The debate over the taxation of carried interest has been bubbling for years in Congress, to little, if any, effect. But the release of Mitt Romney's tax returns during the Republican presidential primaries—showing that much of the ...
Graduating college students face a mixed job market at best this year, and most will leave school without an offer in hand, despite an uptick in hiring by on-campus recruiters.
After successfully closing a $25 million deal with Sony, Anne Kreamer, a senior vice president at the children's cable channel Nickelodeon, got a call from Sumner Redstone. It was the first time the chairman and majority owner of ...
To attract more parents to college-savings plans, states are making a new round of changes to deliver lower-cost, better-performing investments.
Between the ages of 18 and 22, Jodi Romine took out $74,000 in student loans to help finance her business-management degree at Kent State University in Ohio. What seemed like a good investment will delay her career, her marriage and ...
The majority of this spring's college graduates aren't ready to take on the world financially. Two-thirds of students will graduate with debt that averages $25,250 in student loans and more than $4,000 in credit-card debt, according to the ...
I have never been able to spell diarrhea correctly. Not really a big deal, except recently, when I was trying to text my husband to assess the level of concern that I should give to my 6-year-old's digestive distress.
Your co-workers are judging you. Beneath a veneer of professional collegiality, they're taking note of the mess on your desk, how loudly you chew, even your word choices.
WASHINGTON (MarketWatch) — Employers have new guidelines when weighing job applicants’ arrest and conviction records, according to directions issued Wednesday by the U.S. agency devoted to federal employment-discrimination laws.
Everybody hates Tax Day. And so do I. But not for the usual reasons. This is the time of year when everyone seems to scream about just how much the federal government is costing us all. Weirdly enough, that's not one of the things that ...
Price calculators were supposed to make estimating the cost of going to college easier. But some families are feeling burned by them. Beginning last fall, nearly every public and private college in the
WASHINGTON (MarketWatch) — Hiring plans are increasing for the second quarter of 2012, hitting the strongest pace since late 2008, according to the Manpower Employment Outlook survey released Tuesday.
Months after landing a job at a Minneapolis-based public-relations firm, Tameka Davis was still looking for guidance on how to excel at the company and eventually move up the ladder. So she signed up for her employer's mentoring program.
Owning a business can be a family's greatest asset—and its greatest source of conflict. Two areas in particular seem to hold the most potential for missteps in the life of a family business: getting family members into the business and ...
First, the bad news: For most workers, fat salary hikes won't happen this year. The economy's still too weak. Now, the good news: You can get other financial goodies from your employer, if you know how.
Subscriber Content Read Preview
AMR Corp., which last month told employees at its American Airlines unit that it intended to terminate their four underfunded pension plans, reversed course Wednesday, saying it had found a solution that would let workers covered by three ...
If you're a worker, you're being Googled. Many workers believe, wrongly, that their Facebook comments are seen only by online "friends." Or, only "followers" read their tweets. But e-comments can, and do, ...
After Carolyn Collins, 76, recovered from heart surgery in 2010, she started taking a weekly Zumba class to get back in shape. And as soon as her doctor cleared her to drive, she signed up with an occupational therapist for some ...
For a growing number of older Americans, retirement is bringing a fresh challenge: learning to juggle. The juggling act in question is how best to continue working and still have the flexibility to relax or pursue other interests that many ...
The fat envelopes are rolling in for Rhianna Lawson, a high-school senior in Virginia Beach, Va. But her college pick won't come down to which has the greenest quad or best dorm. It'll be about how much her parents have to shell ...
Subscriber Content Read Preview
After the recession thinned the ranks of employed New Yorkers, one group has emerged from the downturn with improved standing in the labor force—older workers.
Joseph Keller Gruber majored in human-rights studies in college, but when he graduated last May, none of the nonprofits he wanted to work for in his hometown of Cleveland were hiring.
Service members returning home are facing the task of looking for a job in a still tough labor market, but there's help and some new resources at their disposal.
As a freelance art director without employer-sponsored health insurance, Anthony Scerri couldn't afford doctors' visits and medications to treat his various allergies and other ailments. Then he found insurance through the ...
You may have insightful views on the presidential election, but share those opinions sparingly, if at all, at work, experts say. "You want to put some brakes on your conversation," says Anna Post, author and ...
While her friends interned at big investment-banking firms, Molly Heitzman chose a summer job in 2009 with Fundación Paraguaya, a microfinance company in Asuncion, Paraguay. She believed that giving the poor access to basic banking services ...
In 2012, creativity and adaptability will be key to landing and keeping a job for many workers, as staff levels remain lean and employees are expected to respond to a wide variety of demands, experts say.
When people hear the word "sabbatical," they invariably think, "Sounds great—but there's no way I can do that." Rita Foley and Jaye Smith beg to differ.
While working in development and marketing for a nonprofit, Max Nardini realized he wanted to expand his knowledge and work experience. But instead of looking for another job or going to graduate school, in 2010 Mr. Nardini applied to the ...
At the office holiday party this year, do share an interesting tidbit with the chief of your company. But don't celebrate with too much drinking.
Subscriber Content Read Preview
General Motors Co. is freezing the pay of its 26,000 U.S. salaried employees and will eliminate its traditional pension contribution for those salaried workers who still receive them in moves to reduce financial risks and cut costs.
A few years ago while looking for work, Bryan Webb stumbled across a sales job opening for a company in Ontario, Canada, that he knew little about. He quickly researched the company and employees on Google and LinkedIn.com before contacting ...
Your workload has increased, so have your boss's expectations. But scaling back could mean losing a job. Talk about stress. Paul Baard, an organizational and motivational psychologist at Fordham University's graduate business school ...
So your best friend or business partner asks you to join the board of directors at the local art museum. You've attended the yearly charity galas and believe in the cause, plus the offer sounds like a prestigious honor and perhaps a ...
It came down to two final job candidates for a new vice-president position. One had better experience but came across as arrogant. The other had a more self-effacing personality, which is why Adam Wallen, CEO of BIO2 Technologies, a ...
When a teaching position opened up at his roommate's employer about a year ago, Joseph Strzempka jumped at the opportunity. Mr. Strzempka, 25 years old, now teaches freshman Latin at the all-boys high school in Philadelphia while his ...
The first item on a highly successful to-do list: Make a better to-do list. With the new year comes the urge to accomplish all the things that were meant to be done the year before, and it often starts with long to-do lists.
Anthony Weiner just resigned from the House of Representatives, his 12-year political career ended by Twitter indiscretion. In doing so, Weiner walks away with retirement benefits that are far more generous than what most workers with ...
Watching the boss let a favored colleague head home early from the office, yet again, can be galling for those left behind. Also pretty annoying: the buddy-buddy chats by the water cooler.
Working as a derivatives trader on Wall Street right after graduating college in 2005, Maia Josebachvili missed the outdoor activities of her undergraduate years at Dartmouth College. So the then-21-year-old started organizing weekend trips ...
Many U.S. companies that during the recession cut 401(k) matching contributions—one of the most valuable employee benefits—are beginning to restore them.
Milwaukee Bucks guard Earl Boykins has been riding out the four-month-old NBA lockout as an assistant coach for the Colorado Miners. He could be with other NBA players who've found work in Europe. Instead, he's helping out an ...
Subscriber Content Read Preview
Marco Araldi was working as a mechanical engineer when he and his friend Keng Wai Lee began selling lampshades and other handmade products at London's Portobello Road market on Saturdays as a hobby. In 2002, the friends branched out ...
When it comes to threats to your retirement, there's one you may have overlooked: your employer. In recent years, companies have been freezing pensions, slashing retiree health benefits and eliminating 401(k) contributions.
ATLANTA—Atlanta's City Council is expected to vote as early as Thursday on one of the most sweeping overhauls of public-employee retirement benefits attempted by a large U.S. city in recent years, as cities and states across the ...
Not too long ago, the whole point of retirement was not working. But today's retirees are increasingly counting themselves among the job seekers.
OK, so for a few hours, or a few days, your BlackBerry didn't work. Research In Motion is sorry. The BlackBerry maker is enduring jokes from folks who could still access Twitter last week, such as "What did one BlackBerry say to the ...
Quoted: "We want you in school. But we shouldn't saddle you with debt when you're starting off. "So that's why since taking office, we've made it a priority to make college more affordable, reduce your ...
Subscriber Content Read Preview
When Allegra Ben-Amotz was looking for her first job out of college, she applied to dozens of positions and went on about 15 interviews, eventually landing a job at a literary agency. When she was looking for her second job, the 24-year-old ...
WASHINGTON—The Justice Department and four states on Monday sued Education Management Corp., alleging the operator of for-profit colleges falsely certified that it was eligible to participate in federal student loan programs.
Disability insurance has long been the stepchild of employee benefits, ignored by workers until it's needed. But with employee costs rising and company open-enrollment season beginning, it's worth a closer look.
Last Thursday, President Obama proposed new federal jobs and job-training programs for youth and the long-term unemployed. The federal government has experimented with these programs for almost a half century. The record is one of failure ...
Could you pass a Facebook background search? The next time you apply for a job, don't be surprised if you have to agree to a social-media background check. Many U.S. companies and recruiters are now looking at your Facebook, Twitter, ...
Teenagers may have to dig harder to find a job this summer. Only about one-quarter of 16- to 19-year-olds are expected to find seasonal work this year, down from nearly half in 2000, according to a report from the Center for Labor Market ...
Alexander Hughes loves animation, and the 35-year-old orthopedic spine surgeon wanted all of the doctors at the Hospital for Special Surgery in New York to use animated clips as aids when explaining procedures to patients.
Last summer, Ingrid Parl packed her bags and drove cross-country for a new job. The 23-year-old had landed a spot in a two-year rotational program at an investment-management firm in Los Angeles that would lead to travel opportunities and ...
DENVER—President Barack Obama will announce a plan Wednesday that would allow Americans to consolidate and reduce interest rates on their student loans, the latest in a string of narrowly tailored moves designed to jolt the economy.
Tamara Guion-Yagy was disappointed when Tetra Tech, an environmental engineering firm in Pasadena, Calif., hired somebody else for the job that she wanted. The 40-year-old graphic designer thought she was being tried out when the firm hired ...
Bargain hunters are discovering the tricks they used in the past may not work this holiday shopping season. With tighter inventories and fewer late-season sales expected this year, many shoppers can no longer afford to wait for new deals to ...
WASHINGTON (MarketWatch) — With a new wave of college graduates applying for jobs, companies are looking for the most effective ways to manage these young workers — but some managers are having a difficult time bridging the generation gap, ...
WASHINGTON (MarketWatch) — Many young adults worried about the lack of jobs have taken action by joining protests like Occupy Wall Street. But speaking out may actually add to their troubles by making them less attractive job candidates in ...
Call it a victory for mad-as-hell consumers and diehard Occupy Wall Street protestors: All the big banks have backtracked on their plans to charge you to use debit cards to spend your own money.
This update clarifies Alex Bertha’s previous place of employment. SAN FRANCISCO (MarketWatch) — Some companies, no longer relying on traditional job posts to attract candidates, are asking job seekers to tell them what kind of job they want. ...
Sam Chotiner loves playing ping pong at work. And he's not alone. He and other employees at digital-strategy firm Undercurrent often worked late in order to play the game on a company Xbox videogame system.
If there's one woman who should be credited with turning actor Jon Hamm into Don Draper, television's most dashing heartthrob, it's Janie Bryant. As the costume designer for the AMC series "Mad Men," Ms. Bryant is ...
There are many reasons U.S. companies give for their lack of robust hiring -- from weak consumer spending to uncertainty over the direction of government policies on debt and spending.
Subscriber Content Read Preview
California Gov. Jerry Brown on Thursday unveiled what would be one of the nation's widest-reaching pension overhauls, a proposal that would raise the retirement age and shift more investing responsibilities to public workers.
After being laid off twice, 26-year-old David Dvorkin plunged right back into the job market. He tapped everybody he knew for help, and after an intensive six-month search, he landed a job as an account executive for 77 WABC Radio in New ...
The job market is tough for many. But people still need others to repair their cars, do their accounting, fix computers, write apps and even sell them things. And there's been more growth in opportunities for those occupations than ...
For-profit colleges are facing a tough test: getting new students to enroll. New-student enrollments have plunged—in some cases by more than 45%—in recent months, reflecting two factors: Companies have pulled back on aggressive recruiting ...
What do accounting and mining have in common? Employment in these areas has grown over the past year even as jobs weakness has persisted in much of the economy, according to the Labor Department's monthly jobs report. With a wide ...
Flights were halted and parents prayed as more than 693,000 students nationwide took the crucial College Scholastic Ability Test on Thursday in Seoul. Here, junior students salute seniors in front of Gyeonggi High School in Seoul to wish ...
Concerned about his job security and unable to find a new position, Martin Luther Simms IV recently decided to pursue an idea he had for an Internet business. But the venture he envisioned required certain talents he lacked.
A 2006 law designed to boost employees' retirement-savings is having the opposite effect for some people. Under the law, companies are allowed to automatically enroll workers in their 401(k) plans, rather than require employees to sign ...
Laurie Ruettimann does not want to be sent flowers. Ever. The human-resources professional from Raleigh, N.C., remembers getting an expensive bouquet while working as an in-house corporate recruiter years ago. The arrangement had been sent ...
Holidays are a time for spending. But they also can be a good time for younger workers to earn some extra money, gain new experience and make professional connections.
The Supreme Court is set to answer a question with huge implications for workers: Are employers' promises of benefits such as pension payments and health-care insurance worth the paper they are written on?
Your editorial, "The Utah Pension Model" (Jan. 19) advocating 401(k) use by public pensions raises more questions than it resolves.
Businesses expect a lot more out of their employees these days, as a visit to Rioja, the top-rated Denver restaurant, can demonstrate. If you like Rioja's hazelnut tortamisu, thank pastry chef Eric Dale. And if you happen to pop your ...
What can you get for five bucks these days? More than you deserve. I just enjoyed a little spending spree on Fiverr.com, a new Web site where freelancers offer just about any service you can imagine for a flat rate of $5. For the price of a ...
Given all of the work that has been piled on employees at leanly staffed companies during the weak economy, it's understandable that some workers want to scale back.
While planning her retirement, Rosemarie Neill, an administrative secretary with the Alhambra (Calif.) School District, discovered that the terms of her retirement benefits had been changed. The district's human-resources office ...
The tough employment market of the past few years has been particularly hard on people age 55-plus. But older job seekers don't have to go it alone. A number of online tools -- as well as in-person training centers scattered across the ...
Can't earn enough dough to pay the rent? A tiny but growing fellowship of New Yorkers might suggest that the problem isn't the economy. The problem is you. You may have a disease—a compulsive addiction to low-paying work. And they ...
After sending out 100 résumés and getting no responses, Joel Lueck, 52, took a part-time job at a Harris Teeter grocery store making $8 an hour. He had earned nearly $100,000 a year as a network engineer at Nortel Networks in Raleigh, N.C., ...
SAN FRANCISCO (MarketWatch) -- After two years of holding back on salary raises, U.S. employers say they plan bigger increases of workers' wages in 2011 -- but those plans could change if the economy continues to falter.
When Felipe Matos enrolled in the New York Institute of Technology to study graphic design, he never thought that degree would be the very thing that prevented him from pursuing his dream career.
SAN FRANCISCO (MarketWatch) -- Employers' hiring plans for the upcoming third quarter stayed almost flat from the previous quarter, with a seasonally adjusted net 6% of firms saying they intend to hire, up from 5% in the second ...
Early retirement, a dream of many, can turn into a nightmare for those unable to secure health insurance. Now, two new federal programs may provide some relief.
A new Supreme Court ruling makes some of the most significant changes in laws governing employee benefits in nearly two decades, though groups representing employers and employees disagree over who really comes out the winner.
The starting pay of certain liberal arts majors generally clocks in well below that of graduates in engineering fields, according to a Wall Street Journal study.
Six years ago, three professors at Harvard Business School tackled a far-reaching question: How might the mission of a university change in the 21st century?
1. "There are better ways to find a job." A recruiter or agency is one part of a job search, but it shouldn't be your primary source – and maybe not your secondary one, either. Referrals – that is, a connection made by someone ...
Women are a majority on college campuses and a growing force in the American workplace. But in survey after survey, they rate themselves as less confident—and less knowledgeable—about money and investing than men do.
Labor unions have been criticized for decades because of a belief that they reduce overall employment: By mandating higher wages for current workers, they leave companies with less cash for new hiring. Now, new research is challenging that ...
This summer there's a new type of worker showing up behind ice-cream counters, museum ticket booths and pro shop registers, and they're not exactly heading off to college in the fall.
SAN FRANCISCO (MarketWatch) -- These days, a job seeker can land a job without ever setting foot inside the company's office, traveling to the city where the office is, or even meeting the company's recruiters in person -- thanks ...
Even though he’s only 26, Grant Harris diligently shovels 6 percent of each paycheck into his 401(k) retirement plan. But for all his prudence, Harris gets rewarded with frustration. The human resources consultant has no idea how much his ...
1. “There are better ways to find a job.” A recruiter or agency is one part of a job search, but it shouldn’t be your primary source – and maybe not your secondary one, either. Referrals – that is, a connection made by someone you know – ...

To get a clearer picture of your money, consolidating old workplace accounts to an IRA or your next employer plan makes a lot of sense.
Now playing: sequels, 3-D reruns and long ads.
A new wedding trend trades "walking down the aisle" for a walk on the wild side.
Technology stocks have rebounded and are once again the darling of the market. Can the resurgence last?
Arends: That 60/40 portfolio of stocks and bonds your adviser is pushing might not work.