Get the best plan for your budget
The right health insurance plan can both save you thousands and keep you from having to skimp on care
Many people are so confused about buying life insurance that they never buy it at all.
Given how scattered our digital lives have become, it’s important to have a good system for storing and managing your important papers.
Long-term-care insurance. It's a subject most people don't want to think about—but many people know they need to. At first blush, policies that help pay the costs of extended nursing care make perfect sense. Bills add up quickly when you can ...
Many people assume that Medicare provides little to no continuing coverage for in-home health care. In fact, the program covers up to 35 hours a week of nursing and home health care for those who meet specific requirements.
Long-term-care insurance: It can make the difference between living out your life the way you want and becoming a burden to your family or a ward of the state.
The article "The New Retirement Resorts" (Weekend Investor, March 17) says that high-end assisted living costs as much as $9,500 a month based on a study by long-term care insurer Genworth. This figure is misleading and far ...
Shopping for long-term-care insurance? You should expect higher costs and a tougher approval process as a growing number of household-name insurers quit selling the policies.
Families hoping to use Medicaid to help pay for long-term care are facing tougher restrictions—though some states are getting stricter than others.
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The House votes today on repealing one of the Affordable Care Act's major new subsidy programs, and the referendum deserves more attention than it will probably get. The important point is not merely eliminating one of ObamaCare's ...
Stocks are volatile, the economy is stagnant, and corporate pensions and Social Security seem less viable by the day. One might expect such a dismal confluence of events to jolt aspiring retirees into financial-planning overdrive, furiously ...
If someone in your family is planning to apply for a reverse mortgage to pay for long-term care or other expenses, they should move quickly: Two of the largest lenders are exiting the business, and a popular federal incentive geared toward ...
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Deciding how to leave your assets to your kids is tricky enough. If your adult child has a chronic disability, the task is much more complicated.
One of the biggest and most challenging issues in retirement is how to plan and pay for health-care expenses. Medical bills can mushroom in later life and crush nest eggs—a risk that raises a slew of questions: How much money will I need ...
Sales of insurance policies that combine long-term-care with other forms of insurance are booming. But before buying, it's important to understand the possible drawbacks.
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The Obama health-care plan passed 18 months ago, and its cynicism still manages to astonish. Witness the spectacle surrounding one of its flagship new entitlements, which is eliciting some remarkable concessions from its drafters.
The U.S. dropped a long-term care insurance program. The Obama administration said it is unable to implement the initiative—known as the Class Act—that was part of the 2010 health overhaul.
The $350 billion or so in potential cuts to Medicare and Medicaid over 10 years that were identified in budget negotiations would shift the cost of medicine to public hospitals, the states and individuals, but wouldn't do much to ...
When Angela Gregor's mother became ill and needed long-term care in the 1990s, Ms. Gregor tapped her individual retirement account for funds and stopped making contributions. Then came the tumultuous stock-market ups and downs of the ...
When you buy a car or a house, you expect to haggle for the best price. It turns out that you can do the same thing when you shop for long-term care.
For many aging boomers or their parents, the retirement road eventually leads to what's called a "continuing care retirement community" or CCRC. These places were once called nursing homes and conjured up negative images. ...
Nursing home residents may soon face higher costs and reduced services, as planned Medicare spending cuts take effect this fall. IIt's an indirect -- and, some say, unanticipated -- consequence of more routine cost-cutting for the ...
Tucked into the health reform legislation that passed in March is a national voluntary insurance program for purchasing long-term-care services.
If you are looking for help caring for an older family member, you might try giving your banker a call. That might not seem like an obvious move. But private banks and trust companies say that they increasingly are helping older clients—or ...
Choosing a nursing home ranks among the most painful and emotionally fraught decisions you or I will ever make, even if we are ultimately able to find satisfying environments for our loved ones. As a result, too many of us wait to talk with ...
You're probably getting a lot of use out of your pool this sweltering summer. But how much is it really costing you? Elaine Scoggins, a financial adviser with Merriman investment advisers in Seattle, says people tend to underestimate ...
Workers are getting a new long-term-care insurance option. But with many details yet to be worked out, it may be too soon to tell how much impact it will have.
BOSTON (MarketWatch) — Say you’re nearing retirement age, and you want to improve your portfolio to make sure it lasts a lifetime and helps meet your personal goal of putting the grandkids through college someday.
People with long-term-care insurance polices are getting hit with a new round of steep premium increases. But there are options that can help both existing policyholders and new buyers cut some of the costs.
People with long-term-care insurance polices are getting hit with a new round of steep premium increases. But there are options that can help both existing policyholders and new buyers cut some of the costs.
Health-care costs, the national debt and taxes are all going up, and Joel Gemunder is one reason why. Until Mr. Gemunder's abrupt retirement was announced on Monday, he was CEO of Covington, Ky.-based Omnicare, the nation's largest ...
As long-term-care insurance grows increasingly expensive and harder to get, insurers are stepping into the breach with new life policies and annuities that pay out long-term-care benefits during one's lifetime. But the new products may ...
For the 43 million Americans taking care of another adult, climbing the corporate ladder may seem all but impossible. Now, though, help is coming from a surprising corner: Your employer.
THE GOOD NEWS about the golden years is that they've never been longer, thanks to the steady march of medical advances. The bad news is that the medicine will cost you plenty. Your out-of-pocket costs for general health care could ...
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Striking a compromise with the hospital industry, Gov. Andrew Cuomo has agreed to a new Medicaid plan that would scale back his goals for cost-cutting but would give his administration significant leeway to regulate growth in the public ...
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Prepare to hear a lot (more) about Medicaid, the government health-insurance program for the poor. President Barack Obama is trying to protect the expansion of Medicaid built into his health-care law. Governors from both parties are trying ...
Selecting the right nursing home for your mom or dad has always required what seems like a never-ending series of difficult decisions. But with cases of abuse and neglect against elderly on the rise, those questions have given way to an ...
It's a product many consumers don't even want to think about, and who can blame them? Long-term-care insurance isn't exactly designed for the best of times: Payments kick in to cover nursing home and other costs if the ...

To get a clearer picture of your money, consolidating old workplace accounts to an IRA or your next employer plan makes a lot of sense.
A new wedding trend trades "walking down the aisle" for a walk on the wild side.
Technology stocks have rebounded and are once again the darling of the market. Can the resurgence last?
Arends: That 60/40 portfolio of stocks and bonds your adviser is pushing might not work.
The defense contractor faces a tough enemy: potential cuts in defense.