Get the best plan for your budget
The right health insurance plan can both save you thousands and keep you from having to skimp on care
Many people are so confused about buying life insurance that they never buy it at all.
There’s nothing more deflating than having an insurance claim denied or not covered to the extent you had assumed.
Given how scattered our digital lives have become, it’s important to have a good system for storing and managing your important papers.
Many Medical Bills Contain Errors That Could End Up Wrecking Your Credit Score. Here's What You Need to Know
Consumers and health experts alike have long tried to make healthy choices seem more palatable by adding a dose of fun. (Think parents sneaking vegetables into their kids’ macaroni and cheese.) Now, companies are getting in on the action, ...
Plenty of big companies are buying back gobs of their own stock, but only a handful are doing so in a way that gives a bullish signal for investors. Among them are WellPoint (ticker: WLP), Seagate Technology (STX), Western Union (WU), and ...
Should people buy long-term-care insurance? The Wall Street Journal put this question to The Experts, an exclusive group of industry and thought leaders who engage in in-depth online discussions of topics from the print Report. This ...
Social Security, Medicare and other earned benefits make up, by far, the largest portion of the federal government's expenses.They also are among the most misunderstood.
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Medicare will cover many costs when you reach age 65. But getting reimbursed for certain vision-care expenses can be tricky.The good news is that Medicare takes care of the big-ticket items: cataract surgery, treatment of eye diseases and ...
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As long-term-care insurance costs spiral higher, you might wonder if it makes sense to keep your coverage.Premiums for many policyholders have doubled over the past three years. Depending on a policy's features and your age, long-term ...
Your company already knows whether you’ve been taking your meds, getting your teeth cleaned and going for regular medical checkups. Now some employers or their insurance companies are tracking what staffers eat, where they shop and how much ...
Companies have a new solution to rising health-insurance costs: Break up their employees’ marriages.By denying coverage to spouses, employers not only save the annual premiums, but also the new fees that went into effect as part of the ...
The Affordable Care Act requires employers to offer health insurance, but some companies are making workers jump through new hoops to get it.
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More people who anticipate being in nursing homes someday are turning to Medicaid trusts to protect their homes and investments--as well as their children's assets--from being used to pay for the care.
Like many firms, Direct General places a hefty surcharge on the health insurance of workers who smoke—an extra $480 a year in premiums. And for years, the Nashville-based insurer levied the fine the way most other businesses do: using the ...
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It is a good thing that texting is so popular, because there is a good chance that many retirees will rely on it in lieu of talking to one another.
Car insurance companies reward good behavior: Drivers with records free of 15-car pileups and tickets for doing 90 in a 55 pay cheaper premiums. Health insurers, on the other hand, offer people little incentive to stay out of harm’s (and ...
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As long-term-care-insurance costs climb, families are turning to continuing-care retirement communities as an alternative.Long-term-care insurance generally pays for home care, assisted living or skilled nursing when a policyholder suffers ...
Here’s something employees don’t usually expect when they attend orientation for a new job: weigh-ins and waistline measurements.But as companies struggle to curb rising health-care costs, they are increasingly pointing a finger at workers’ ...
The health-care overhaul, whatever its larger merits, might offer some relief for individuals in their 50s and early 60s in the grips of "job lock."
Are you paying higher Medicare premiums because of your income? Now is the time to try to reduce next year's bill.The federal health-benefits program for older adults and the disabled has started its annual open-enrollment period, which ...
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Andee St. John is searching for an assisted-living facility near Columbia, S.C., for her 69-year-old mother, who was hospitalized recently after several falls. But finding the place with the right combination of price, amenities and ...
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Health-care reform is here to stay—for the foreseeable future. So for the millions of Americans with health insurance at their workplaces, this fall's "open enrollment" period will be one of the most important in years.
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With the election behind us—and the fate of the Affordable Care Act now assured—many seniors are concerned about cuts in their Medicare coverage in 2013. Should they be?
NEW YORK (MarketWatch) — When the new tax bill is signed by President Obama, Americans at both ends of the income scale will find it more advantageous to stay single than to marry.
For years, Medicare recipients with chronic conditions have had difficulty qualifying for home health services administered by nurses and therapists.
AARP and other seniors groups have drawn a hard line against major changes to entitlement programs, a stance that could complicate the White House and Congress's efforts to strike a budget deal.
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Shopping for long-term-care insurance is about to get even trickier for families—and potentially costlier.Until now, insurers have charged the same premiums regardless of gender for the policies, which help pay for future nursing-home, ...
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Senate Minority Leader Mitch McConnell outlined potential changes to Medicare and Social Security in an interview Friday, providing fresh clarity on the concessions Republicans would like to see from Democrats on cutting the costs of the ...
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The new year will bring changes for many Americans as certain provisions tied to the health overhaul kick in, including an increase in Medicare taxes for higher earners and limits on tax-free medical spending.
With little more than a month left in 2012, it's the time to make the most of your health care.Most health insurance plans run on a calendar-year schedule. They reset in the New Year, meaning that's when you can expect to see any changes ...
Health insurers and small business groups are drawing attention to a little-noticed provision of the Affordable Care Act they say will raise individual premiums hundreds of dollars a year.
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Many of those who assert that the rich don't pay their fair share of the nation's bills often point to how Social Security and Medicare are funded. For example, columnist Paul Krugman wrote on his New York Times blog in 2010 that "the ...
Plenty of changes to coverage this year, but experts say users should pay closest attention to their prescription plans.Medicare’s open-enrollment period, when the 49 million Americans who use the program can make changes to their 2013 ...
It's shopping time for Medicare beneficiaries.For the second year, the federal program is starting its annual open-enrollment period earlier in the fall—running from Oct. 15 through Dec. 7.
It's one of the biggest challenges for today's retirees: how to afford an extended stay in a nursing home or assisted-living facility. With the tab steadily rising, sometimes hitting six digits per year, the solution requires real ...
Families that appeal a no-pay decision succeed surprisingly often, and can save thousands of dollars in medical expenses.Last Monday marked the start of Medicare’s annual open enrollment season, a seven-week period that runs through Dec. 7 ...
WASHNGTON (MarketWatch) — Entitlement reform is a major sticking point in fiscal cliff negotiations. Republican House Speaker John Boehner has proposed cutting $900 billion in entitlement spending over the next decade, and President Barack ...
Encore: Obama’s favored over Romney on the issue, but the gap narrows among seniors.With the presidential election now just four weeks away, the health of Medicare and the program’s prospects will likely play a crucial role in voters’ ...
There are several things Medicare beneficiaries can do to reduce their costs. One of the most prominent started last week: the annual open-enrollment period (which runs through Dec. 7), where people can add, drop or switch medical and ...

To get a clearer picture of your money, consolidating old workplace accounts to an IRA or your next employer plan makes a lot of sense.