| Fiscal Q4 Ending 12/12 |
Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
Fiscal Q4 Ending 12/11 |
|
Interest Income |
16,778,000 | 16,934,000 | 17,034,000 | 17,537,000 | 17,795,000 |
Interest and Fees on Loans |
11,916,000 | 12,171,000 | 11,975,000 | 12,482,000 | 12,553,000 |
Interest Income on Fed. Funds |
748,000 | 825,000 | 1,047,000 | 943,000 | 942,000 |
Interest on Bank Deposits |
275,000 | 296,000 | 331,000 | 367,000 | 408,000 |
Other Interest or Dividend Income |
3,839,000 | 3,642,000 | 3,681,000 | 3,745,000 | 3,892,000 |
Total Interest Expense |
4,628,000 | 5,021,000 | 5,441,000 | 5,590,000 | 5,712,000 |
Interest Expense on Bank Deposits |
1,793,000 | 1,912,000 | 1,886,000 | 2,022,000 | 2,084,000 |
Interest Expense on Fed. Repos |
656,000 | 713,000 | 898,000 | 695,000 | 731,000 |
Other Interest Expense |
2,179,000 | 2,396,000 | 2,657,000 | 2,873,000 | 2,897,000 |
Interest Expense on Debt |
1,977,000 | 2,177,000 | 2,422,000 | 2,612,000 | 2,675,000 |
Other Borrowed Funds |
202,000 | 219,000 | 235,000 | 261,000 | 222,000 |
Net Interest Income |
12,150,000 | 11,913,000 | 11,593,000 | 11,947,000 | 12,083,000 |
Loan Loss Provision |
2,924,000 | 2,511,000 | 2,585,000 | 2,828,000 | 2,644,000 |
Net Interest Income after Provision |
9,226,000 | 9,402,000 | 9,008,000 | 9,119,000 | 9,439,000 |
Non-Interest Income |
6,402,000 | 4,566,000 | 6,572,000 | 8,764,000 | 5,321,000 |
Securities Gain |
672,000 | 615,000 | 273,000 | 1,925,000 | 69,000 |
Trading Account Income |
NA | NA | NA | NA | -652,000 |
Trust Income |
1,020,000 | 974,000 | 1,037,000 | NA | NA |
Commission & Fee Income |
2,401,000 | 2,253,000 | 2,077,000 | 6,050,000 | 3,767,000 |
Other Operating Income |
2,309,000 | 724,000 | 3,185,000 | 789,000 | NA |
Non-Interest Expense |
14,430,000 | 11,462,000 | 11,750,000 | 12,510,000 | 13,441,000 |
Labor & Related Expense |
6,560,000 | 6,132,000 | 6,127,000 | 6,385,000 | 6,387,000 |
Equipment Expense |
831,000 | 846,000 | 806,000 | 799,000 | 72,000 |
Depreciation & Amortization |
NA | NA | NA | NA | -161,000 |
Other Operating Expense |
6,430,000 | 4,490,000 | 4,427,000 | 4,397,000 | 6,245,000 |
Operating Income |
1,198,000 | 2,506,000 | 3,830,000 | 5,373,000 | 1,319,000 |
Miscellaneous Non Operating Expense |
0 | 0 | 0 | 0 | 0 |
Equity in Affiliates (Pretax) |
0 | 0 | 0 | 0 | 0 |
Unusual Expense |
68,000 | 3,470,000 | 128,000 | 1,305,000 | 230,000 |
Pretax Income |
1,130,000 | -964,000 | 3,702,000 | 4,068,000 | 1,089,000 |
Income Taxes |
-206,000 | -1,488,000 | 715,000 | 1,006,000 | 91,000 |
Equity in Affiliates |
0 | 0 | 0 | 0 | 0 |
Consolidated Net Income |
1,308,000 | 513,000 | 2,918,000 | 3,062,000 | 998,000 |
Minority Interest Expense |
28,000 | 25,000 | 40,000 | 126,000 | 42,000 |
Net Income |
1,280,000 | 488,000 | 2,878,000 | 2,936,000 | 956,000 |
Extraordinaries & Discontinued Operations |
-112,000 | -31,000 | -1,000 | -5,000 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
0 | 0 | 0 | 0 | 21,000 |
Cumulative Effect - Accounting Chg |
0 | 0 | 0 | 0 | 0 |
Discontinued Operations |
-112,000 | -31,000 | -1,000 | -5,000 | -21,000 |
Net Income After Extraordinaries |
1,392,000 | 519,000 | 2,879,000 | 2,940,999 | 956,000 |
Preferred Dividends |
9,000 | 4,000 | 9,000 | 58,000 | 31,000 |
Net Inc. Avail. To Common - Basic |
1,271,000 | 484,000 | 2,869,000 | 2,878,000 | 925,000 |
Operational EPS |
0.44 | 0.97 | 0.98 | 1.26 | 0.36 |
EPS (basic) |
0.41 | 0.15 | 0.98 | 0.98 | 0.31 |
Common Shares Outstanding |
3,015,500 | 3,015,300 | 3,015,000 | 3,014,500 | 2,998,800 |
Basic Shares Outstanding |
2,930,600 | 2,926,800 | 2,926,600 | 2,926,200 | 2,909,800 |
Diluted Shares Outstanding |
3,015,500 | 3,015,300 | 3,015,000 | 3,014,500 | 2,998,800 |
Diluted EPS after Extraordinary Items |
0.38 | 0.15 | 0.95 | 0.95 | 0.31 |
Discont. Operations Per Share |
-0.04 | NA | NA | NA | 0.02 |
Continued operations EPS |
0.44 | 0.17 | 0.98 | 1.00 | 0.25 |
*Figures in thousands of U.S. Dollars except shares outstanding.
