| Fiscal Q4 Ending 12/12 |
Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
Fiscal Q4 Ending 12/11 |
|
Interest Income |
13,634,000 | 13,629,000 | 14,099,000 | 14,701,000 | 15,054,000 |
Interest and Fees on Loans |
8,810,000 | 9,018,000 | 8,902,000 | 9,102,000 | 9,258,000 |
Interest Income on Fed. Funds |
576,000 | 0 | 0 | 0 | 693,000 |
Interest on Bank Deposits |
135,000 | 701,000 | 782,000 | 803,000 | 170,000 |
Other Interest or Dividend Income |
4,113,000 | 3,910,000 | 4,415,000 | 4,796,000 | 5,397,000 |
Total Interest Expense |
2,512,000 | 2,653,000 | 2,953,000 | 3,035,000 | 2,923,000 |
Interest Expense on Bank Deposits |
570,000 | 626,000 | 737,000 | 722,000 | 817,000 |
Interest Expense on Fed. Repos |
0 | 0 | 0 | 0 | NA |
Other Interest Expense |
1,942,000 | 2,027,000 | 2,216,000 | 2,313,000 | 2,106,000 |
Interest Expense on Debt |
1,483,000 | 1,464,000 | 1,538,000 | 1,722,000 | 1,463,000 |
Other Borrowed Funds |
459,000 | 563,000 | 678,000 | 591,000 | 643,000 |
Net Interest Income |
11,122,000 | 10,976,000 | 11,146,000 | 11,666,000 | 12,131,000 |
Loan Loss Provision |
656,000 | 1,789,000 | 214,000 | 726,000 | 2,184,000 |
Net Interest Income after Provision |
10,466,000 | 9,187,000 | 10,932,000 | 10,940,000 | 9,947,000 |
Non-Interest Income |
18,093,000 | 12,676,000 | 11,090,000 | 15,046,000 | 9,358,000 |
Securities Gain |
103,000 | 461,000 | 1,070,000 | 536,000 | 65,000 |
Trading Account Income |
NA | NA | NA | NA | 750,000 |
Trust Income |
NA | NA | NA | NA | 0 |
Commission & Fee Income |
17,269,000 | 10,696,000 | 9,514,000 | 12,998,000 | 23,005,000 |
Other Operating Income |
721,000 | 1,519,000 | 506,000 | 1,512,000 | NA |
Non-Interest Expense |
20,408,000 | 13,084,000 | 14,643,000 | 15,645,000 | 14,540,000 |
Labor & Related Expense |
7,042,000 | 7,503,000 | 7,427,000 | 8,613,000 | 6,297,000 |
Equipment Expense |
2,270,000 | 2,285,000 | 2,362,000 | 2,232,000 | 4,913,000 |
Taxes Other than Income Taxes |
NA | NA | NA | NA | 0 |
Depreciation & Amortization |
1,013,000 | 1,112,000 | 1,026,000 | 1,039,000 | 1,081,000 |
Other Operating Expense |
4,522,000 | 3,681,000 | 3,828,000 | 3,761,000 | 2,249,000 |
Operating Income |
8,151,000 | 8,779,000 | 7,379,000 | 10,341,000 | 4,765,000 |
Miscellaneous Non Operating Expense |
0 | 0 | 0 | 0 | 600,000 |
Equity in Affiliates (Pretax) |
0 | 0 | 0 | 0 | 0 |
Unusual Expense |
1,201,000 | 793,000 | 379,000 | 2,700,000 | 618,000 |
Pretax Income |
6,950,000 | 7,986,000 | 7,000,000 | 7,641,000 | 4,747,000 |
Income Taxes |
1,258,000 | 2,278,000 | 2,040,000 | 2,258,000 | 1,019,000 |
Equity in Affiliates |
0 | 0 | 0 | 0 | 0 |
Consolidated Net Income |
5,496,000 | 5,509,000 | 4,792,000 | 5,174,000 | 3,584,000 |
Minority Interest Expense |
0 | 0 | 0 | 0 | 0 |
Net Income |
5,496,000 | 5,509,000 | 4,792,000 | 5,174,000 | 3,584,000 |
Extraordinaries & Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
0 | 0 | 0 | 0 | 0 |
Cumulative Effect - Accounting Chg |
0 | 0 | 0 | 0 | 0 |
Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Net Income After Extraordinaries |
5,496,000 | 5,509,000 | 4,792,000 | 5,174,000 | 3,584,000 |
Preferred Dividends |
175,000 | 163,000 | 158,000 | 157,000 | 157,000 |
Net Inc. Avail. To Common - Basic |
5,321,000 | 5,346,000 | 4,634,000 | 5,017,000 | 3,427,000 |
Operational EPS |
1.61 | 1.55 | 1.28 | 1.80 | 0.98 |
EPS (basic) |
1.40 | 1.41 | 1.22 | 1.31 | 0.88 |
Common Shares Outstanding |
3,822,200 | 3,813,900 | 3,820,500 | 3,833,400 | 3,920,300 |
Basic Shares Outstanding |
3,809,400 | 3,803,300 | 3,808,900 | 3,818,800 | 3,900,400 |
Diluted Shares Outstanding |
3,822,200 | 3,813,900 | 3,820,500 | 3,833,400 | 3,920,300 |
Diluted EPS after Extraordinary Items |
1.39 | 1.40 | 1.21 | 1.31 | 0.87 |
Discont. Operations Per Share |
0 | NA | NA | NA | 0 |
Continued operations EPS |
1.44 | 1.45 | 1.26 | 1.35 | 0.87 |
*Figures in thousands of U.S. Dollars except shares outstanding.
