| Fiscal Q4 Ending 12/12 |
Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
Fiscal Q4 Ending 12/11 |
|
Interest Income |
3,550,000 | 3,891,000 | 4,397,000 | 4,131,000 | 4,139,000 |
Interest and Fees on Loans |
2,189,000 | 2,351,000 | 2,434,000 | 2,349,000 | 2,549,000 |
Interest Income on Fed. Funds |
288,000 | 333,000 | 392,000 | 400,000 | 416,000 |
Interest on Bank Deposits |
0 | 0 | 0 | 0 | 0 |
Other Interest or Dividend Income |
1,073,000 | 1,207,000 | 1,571,000 | 1,382,000 | 1,174,000 |
Total Interest Expense |
2,071,000 | 2,360,000 | 3,004,000 | 2,539,000 | 2,395,000 |
Interest Expense on Bank Deposits |
187,000 | 377,000 | 406,000 | 443,000 | 533,000 |
Interest Expense on Fed. Repos |
231,000 | 271,000 | 390,000 | 313,000 | 317,000 |
Other Interest Expense |
1,653,000 | 1,712,000 | 2,208,000 | 1,783,000 | 1,545,000 |
Interest Expense on Debt |
1,273,000 | 1,205,000 | 1,226,000 | 1,260,000 | 1,254,000 |
Other Borrowed Funds |
380,000 | 507,000 | 982,000 | 523,000 | 291,000 |
Net Interest Income |
1,479,000 | 1,531,000 | 1,393,000 | 1,592,000 | 1,744,000 |
Loan Loss Provision |
24,000 | 129,000 | 1,000 | NA | 14,000 |
Net Interest Income after Provision |
1,455,000 | 1,402,000 | 1,392,000 | NA | 1,730,000 |
Non-Interest Income |
5,114,000 | 5,314,000 | 5,495,000 | 5,399,000 | 4,561,000 |
Securities Gain |
212,000 | 86,000 | 67,000 | 53,000 | 63,000 |
Trading Account Income |
371,000 | 779,000 | 1,369,000 | 961,000 | 443,000 |
Commission & Fee Income |
4,463,000 | 4,376,000 | 4,120,000 | 4,311,000 | 4,009,000 |
Non-Interest Expense |
3,160,000 | 9,045,000 | 5,739,000 | 5,545,000 | 5,458,000 |
Labor & Related Expense |
3,705,000 | 3,789,000 | 3,601,000 | 3,643,000 | 3,501,000 |
Equipment Expense |
1,196,000 | 381,000 | 386,000 | 380,000 | 378,000 |
Depreciation & Amortization |
137,000 | 184,000 | 179,000 | 158,000 | 187,000 |
Other Operating Expense |
-1,878,000 | 4,691,000 | 1,573,000 | 1,364,000 | 1,382,000 |
Operating Income |
3,409,000 | -2,329,000 | 1,148,000 | NA | 833,000 |
Miscellaneous Non Operating Expense |
-4,938,000 | 3,039,000 | -6,000 | NA | -363,000 |
Equity in Affiliates (Pretax) |
NA | NA | 26,000 | 10,000 | 12,000 |
Unusual Expense |
NA | 3,263,000 | 217,000 | 203,000 | NA |
Pretax Income |
-1,529,000 | -2,553,000 | 951,000 | 1,304,000 | 482,000 |
Income Taxes |
77,000 | -346,000 | 253,000 | 476,000 | 160,000 |
Equity in Affiliates |
15,000 | 37,000 | NA | NA | NA |
Consolidated Net Income |
-1,591,000 | -2,170,000 | 698,000 | 828,000 | 322,000 |
Minority Interest Expense |
0 | 2,000 | 273,000 | 1,000 | 2,000 |
Net Income |
-1,591,000 | -2,172,000 | 425,000 | 827,000 | 320,000 |
Extraordinaries & Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
0 | 0 | 0 | 0 | 0 |
Cumulative Effect - Accounting Chg |
0 | 0 | 0 | 0 | NA |
Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Net Income After Extraordinaries |
-1,591,001 | -2,172,000 | 425,000 | 827,000 | 320,000 |
Preferred Dividends |
0 | 0 | 0 | 0 | 0 |
Net Inc. Avail. To Common - Basic |
-1,591,000 | -2,172,000 | 425,000 | 827,000 | 320,000 |
Operational EPS |
-0.42 | 0.03 | 0.15 | 0.25 | 0.08 |
EPS (basic) |
-0.42 | -0.58 | 0.11 | 0.22 | 0.08 |
Common Shares Outstanding |
3,754,112 | 3,746,938 | 3,766,724 | 3,754,637 | 3,774,036 |
Basic Shares Outstanding |
3,754,112 | 3,746,938 | 3,766,724 | 3,754,637 | 3,774,036 |
Diluted Shares Outstanding |
3,754,238 | 3,746,938 | 3,827,598 | 3,819,217 | 3,835,295 |
Diluted EPS after Extraordinary Items |
-0.42 | -0.58 | 0.11 | 0.22 | 0.08 |
Discont. Operations Per Share |
0 | 0 | 0 | 0 | 0 |
Continued operations EPS |
-0.42 | -0.58 | 0.11 | 0.22 | 0.08 |
*Figures in thousands of U.S. Dollars except shares outstanding.
