| Fiscal Q1 Ending 03/13 |
Fiscal Q4 Ending 12/12 |
Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
|
Interest Income |
11,650,000 | 11,857,000 | 11,925,000 | 12,354,000 | 12,255,000 |
Interest and Fees on Loans |
8,861,000 | 9,027,000 | 9,016,000 | 9,242,000 | 9,197,000 |
Interest Income on Fed. Funds |
NA | 0 | 0 | 0 | 0 |
Interest on Bank Deposits |
NA | 0 | NA | NA | NA |
Other Interest or Dividend Income |
2,789,000 | 2,830,000 | 2,909,000 | 3,112,000 | 3,058,000 |
Total Interest Expense |
1,151,000 | 1,214,000 | 1,263,000 | 1,317,000 | 1,367,000 |
Interest Expense on Bank Deposits |
369,000 | 399,000 | 428,000 | 443,000 | 457,000 |
Interest Expense on Fed. Repos |
NA | 0 | 0 | 0 | 0 |
Other Interest Expense |
782,000 | 815,000 | 835,000 | 874,000 | 910,000 |
Interest Expense on Debt |
762,000 | 815,000 | 816,000 | 854,000 | 894,000 |
Other Borrowed Funds |
20,000 | 0 | 19,000 | 20,000 | 16,000 |
Net Interest Income |
10,499,000 | 10,643,000 | 10,662,000 | 11,037,000 | 10,888,000 |
Loan Loss Provision |
1,219,000 | 1,831,000 | 1,591,000 | 1,800,000 | 1,995,000 |
Net Interest Income after Provision |
9,280,000 | 8,812,000 | 9,071,000 | 9,237,000 | 8,893,000 |
Non-Interest Income |
11,443,000 | 11,917,000 | 10,486,000 | 10,315,000 | 10,813,000 |
Securities Gain |
158,000 | NA | 102,000 | 271,000 | 422,000 |
Trading Account Income |
570,000 | -513,000 | 529,000 | NA | NA |
Trust Income |
3,202,000 | 8,763,000 | 1,062,000 | 1,041,000 | 1,024,000 |
Commission & Fee Income |
3,983,000 | 478,000 | 5,140,000 | 5,776,000 | 5,540,000 |
Other Operating Income |
3,530,000 | 3,189,000 | 3,653,000 | 3,227,000 | 3,827,000 |
Non-Interest Expense |
12,644,000 | 22,624,000 | 12,112,000 | 12,370,000 | 12,993,000 |
Labor & Related Expense |
7,823,000 | 4,626,000 | 7,079,000 | 7,108,000 | 7,626,000 |
Equipment Expense |
1,295,000 | 1,270,000 | 1,237,000 | 1,157,000 | 1,261,000 |
Depreciation & Amortization |
NA | 473,000 | 280,000 | 317,000 | 230,000 |
Other Operating Expense |
3,344,000 | 16,255,000 | 3,516,000 | 3,788,000 | 3,876,000 |
Operating Income |
8,079,000 | -1,895,000 | 7,445,000 | 7,182,000 | 6,713,000 |
Miscellaneous Non Operating Expense |
NA | 0 | 0 | 0 | 0 |
Equity in Affiliates (Pretax) |
NA | 715,000 | 0 | 0 | 0 |
Unusual Expense |
NA | 341,000 | -65,000 | 90,000 | 65,000 |
Pretax Income |
7,640,000 | 7,221,000 | 7,510,000 | 7,092,000 | 6,648,000 |
Income Taxes |
2,420,000 | 1,924,000 | 2,480,000 | 2,371,000 | 2,328,000 |
Equity in Affiliates |
NA | 0 | 0 | 0 | 0 |
Consolidated Net Income |
5,220,000 | 5,297,000 | 5,030,000 | 4,721,000 | 4,320,000 |
Minority Interest Expense |
49,000 | 207,000 | 93,000 | 99,000 | 72,000 |
Net Income |
5,171,000 | 5,090,000 | 4,937,000 | 4,622,000 | 4,248,000 |
Extraordinaries & Discontinued Operations |
NA | 0 | 0 | 0 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
NA | 0 | 0 | 0 | 0 |
Cumulative Effect - Accounting Chg |
NA | 0 | 0 | 0 | 0 |
Discontinued Operations |
NA | 0 | 0 | 0 | 0 |
Net Income After Extraordinaries |
5,089,999 | 4,936,999 | 4,622,000 | 4,248,000 | |
Preferred Dividends |
240,000 | 233,000 | 220,000 | 219,000 | 226,000 |
Net Inc. Avail. To Common - Basic |
4,931,000 | 4,857,000 | 4,717,000 | 4,403,000 | 4,022,000 |
Operational EPS |
0.92 | 0.95 | 0.87 | 0.83 | 0.76 |
EPS (basic) |
0.93 | 0.92 | 0.89 | 0.83 | 0.76 |
Common Shares Outstanding |
NA | 5,338,700 | 5,355,600 | 5,369,900 | 5,337,800 |
Basic Shares Outstanding |
5,279,000 | 5,272,400 | 5,288,100 | 5,306,900 | 5,282,600 |
Diluted Shares Outstanding |
5,353,500 | 5,338,700 | 5,355,600 | 5,369,900 | 5,337,800 |
Diluted EPS after Extraordinary Items |
0.92 | 0.91 | 0.88 | 0.82 | 0.75 |
Discont. Operations Per Share |
NA | 0 | NA | NA | NA |
Continued operations EPS |
NA | 0.97 | 0.93 | 0.87 | 0.80 |
*Figures in thousands of U.S. Dollars except shares outstanding.
