| Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
Fiscal Q4 Ending 12/11 |
Fiscal Q3 Ending 09/11 |
|
Interest Income |
11,925,000 | 12,354,000 | 12,255,000 | 12,378,000 | 12,178,000 |
Interest and Fees on Loans |
9,016,000 | 9,242,000 | 9,197,000 | 9,275,000 | 9,224,000 |
Interest Income on Fed. Funds |
0 | 0 | 0 | NA | NA |
Other Interest or Dividend Income |
2,909,000 | 3,112,000 | 3,058,000 | 1,011,000 | 2,954,000 |
Total Interest Expense |
1,263,000 | 1,317,000 | 1,367,000 | 1,486,000 | 1,636,000 |
Interest Expense on Bank Deposits |
428,000 | 443,000 | 457,000 | 507,000 | 559,000 |
Interest Expense on Fed. Repos |
0 | 0 | 0 | 0 | 0 |
Other Interest Expense |
835,000 | 874,000 | 910,000 | 979,000 | 1,077,000 |
Interest Expense on Debt |
816,000 | 854,000 | 894,000 | 965,000 | 1,057,000 |
Other Borrowed Funds |
19,000 | 20,000 | 16,000 | 14,000 | 20,000 |
Net Interest Income |
10,662,000 | 11,037,000 | 10,888,000 | 10,892,000 | 10,542,000 |
Loan Loss Provision |
1,591,000 | 1,800,000 | 1,995,000 | 2,040,000 | 1,811,000 |
Net Interest Income after Provision |
9,071,000 | 9,237,000 | 8,893,000 | 8,852,000 | 8,731,000 |
Non-Interest Income |
10,486,000 | 10,315,000 | 10,813,000 | 9,954,000 | 9,230,000 |
Securities Gain |
102,000 | 271,000 | 422,000 | 1,290,000 | 460,000 |
Trading Account Income |
529,000 | NA | NA | 430,000 | -442,000 |
Trust Income |
1,062,000 | 1,041,000 | 1,024,000 | 8,205,000 | 1,019,000 |
Commission & Fee Income |
5,140,000 | 5,776,000 | 5,540,000 | -2,187,000 | 5,998,000 |
Other Operating Income |
3,653,000 | 3,227,000 | 3,827,000 | NA | NA |
Non-Interest Expense |
12,112,000 | 12,370,000 | 12,993,000 | 12,691,000 | 11,677,000 |
Labor & Related Expense |
7,079,000 | 7,108,000 | 7,626,000 | 6,969,000 | 6,586,000 |
Equipment Expense |
1,237,000 | 1,157,000 | 1,261,000 | 36,000 | 1,218,000 |
Depreciation & Amortization |
280,000 | 317,000 | 230,000 | 1,330,000 | 49,000 |
Other Operating Expense |
3,516,000 | 3,788,000 | 3,876,000 | 4,356,000 | 3,824,000 |
Operating Income |
7,445,000 | 7,182,000 | 6,713,000 | 6,115,000 | 6,284,000 |
Miscellaneous Non Operating Expense |
0 | 0 | 0 | 183,000 | 40,000 |
Equity in Affiliates (Pretax) |
0 | 0 | 0 | 0 | 0 |
Unusual Expense |
-65,000 | 90,000 | 65,000 | 241,000 | 184,000 |
Pretax Income |
7,510,000 | 7,092,000 | 6,648,000 | 6,057,000 | 6,140,000 |
Income Taxes |
2,480,000 | 2,371,000 | 2,328,000 | 1,874,000 | 1,998,000 |
Equity in Affiliates |
0 | 0 | 0 | 0 | 0 |
Consolidated Net Income |
5,030,000 | 4,721,000 | 4,320,000 | 4,183,000 | 4,142,000 |
Minority Interest Expense |
93,000 | 99,000 | 72,000 | 76,000 | 87,000 |
Net Income |
4,937,000 | 4,622,000 | 4,248,000 | 4,107,000 | 4,055,000 |
Extraordinaries & Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
0 | 0 | 0 | 0 | 0 |
Cumulative Effect - Accounting Chg |
0 | 0 | 0 | 0 | 0 |
Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Net Income After Extraordinaries |
4,936,999 | 4,622,000 | 4,248,000 | 4,107,000 | 4,055,000 |
Preferred Dividends |
220,000 | 219,000 | 226,000 | 219,000 | 216,000 |
Net Inc. Avail. To Common - Basic |
4,717,000 | 4,403,000 | 4,022,000 | 3,888,000 | 3,839,000 |
Operational EPS |
0.87 | 0.83 | 0.76 | 0.76 | 0.75 |
EPS (basic) |
0.89 | 0.83 | 0.76 | 0.73 | 0.73 |
Common Shares Outstanding |
5,355,600 | 5,369,900 | 5,337,800 | 5,323,400 | 5,319,200 |
Basic Shares Outstanding |
5,288,100 | 5,306,900 | 5,282,600 | 5,278,100 | 5,275,500 |
Diluted Shares Outstanding |
5,355,600 | 5,369,900 | 5,337,800 | 5,323,400 | 5,319,200 |
Diluted EPS after Extraordinary Items |
0.88 | 0.82 | 0.75 | 0.73 | 0.72 |
Discont. Operations Per Share |
NA | NA | NA | 0 | 0 |
Continued operations EPS |
0.93 | 0.87 | 0.80 | 0.73 | 0.72 |
*Figures in thousands of U.S. Dollars except shares outstanding.
