| Fiscal Q4 Ending 12/12 |
Fiscal Q3 Ending 09/12 |
Fiscal Q2 Ending 06/12 |
Fiscal Q1 Ending 03/12 |
Fiscal Q4 Ending 12/11 |
|
Interest Income |
13,971,000 | 13,976,000 | 13,992,000 | 15,461,000 | 15,413,000 |
Interest and Fees on Loans |
9,366,000 | 9,597,000 | 9,744,000 | 10,173,000 | 10,512,000 |
Interest Income on Fed. Funds |
329,000 | 353,000 | 360,000 | 460,000 | 449,000 |
Interest on Bank Deposits |
0 | NA | NA | NA | 0 |
Other Interest or Dividend Income |
4,276,000 | 4,026,000 | 3,888,000 | 4,828,000 | 2,217,000 |
Total Interest Expense |
3,647,000 | 4,038,000 | 4,444,000 | 4,615,000 | 4,712,000 |
Interest Expense on Bank Deposits |
438,000 | 484,000 | 519,000 | 549,000 | 616,000 |
Interest Expense on Fed. Repos |
0 | 0 | 0 | 0 | NA |
Other Interest Expense |
3,209,000 | 3,554,000 | 3,925,000 | 4,066,000 | 4,096,000 |
Interest Expense on Debt |
2,789,000 | 2,243,000 | 2,534,000 | 2,708,000 | 2,764,000 |
Other Borrowed Funds |
420,000 | 1,311,000 | 1,391,000 | 1,358,000 | 1,332,000 |
Net Interest Income |
10,324,000 | 9,938,000 | 9,548,000 | 10,846,000 | 10,701,000 |
Loan Loss Provision |
2,204,000 | 1,774,000 | 1,773,000 | 2,418,000 | 2,934,000 |
Net Interest Income after Provision |
8,120,000 | 8,164,000 | 7,775,000 | 8,428,000 | 7,767,000 |
Non-Interest Income |
9,571,000 | 9,376,000 | 10,942,000 | 10,758,000 | 14,780,000 |
Securities Gain |
171,000 | 339,000 | 400,000 | 752,000 | 1,192,000 |
Trading Account Income |
792,000 | 1,239,000 | NA | NA | 280,000 |
Trust Income |
NA | NA | 1,764,000 | 2,075,000 | NA |
Commission & Fee Income |
7,204,000 | 7,936,000 | 7,012,000 | 7,931,000 | 7,167,000 |
Other Operating Income |
1,404,000 | -138,000 | 1,766,000 | 0 | NA |
Non-Interest Expense |
19,594,000 | 16,800,000 | 15,932,000 | 18,427,000 | 19,352,000 |
Labor & Related Expense |
8,916,000 | 8,573,000 | 8,506,000 | 10,661,000 | 8,761,000 |
Equipment Expense |
1,702,000 | 1,721,000 | 1,663,000 | 1,753,000 | 1,176,000 |
Depreciation & Amortization |
427,000 | 437,000 | 442,000 | 468,000 | 480,000 |
Other Operating Expense |
9,960,000 | 7,542,000 | 6,214,000 | 6,732,000 | 8,935,000 |
Operating Income |
-1,903,000 | 878,000 | 2,785,000 | 759,000 | 3,195,000 |
Miscellaneous Non Operating Expense |
0 | 0 | 0 | 0 | 0 |
Equity in Affiliates (Pretax) |
0 | 238,000 | 368,000 | 0 | 0 |
Unusual Expense |
1,000 | 6,000 | 6,000 | 40,000 | 763,000 |
Pretax Income |
-1,904,000 | 1,110,000 | 3,147,000 | 719,000 | 2,432,000 |
Income Taxes |
-2,636,000 | 770,000 | 684,000 | 66,000 | 441,000 |
Equity in Affiliates |
0 | 0 | 0 | 0 | 0 |
Consolidated Net Income |
732,000 | 340,000 | 2,463,000 | 653,000 | 1,991,000 |
Minority Interest Expense |
0 | 0 | 0 | 0 | 0 |
Net Income |
732,000 | 340,000 | 2,463,000 | 653,000 | 1,991,000 |
Extraordinaries & Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Extra Items & Gain/Loss Sale Of Assets |
0 | 0 | 0 | 0 | 0 |
Cumulative Effect - Accounting Chg |
0 | 0 | 0 | 0 | NA |
Discontinued Operations |
0 | 0 | 0 | 0 | 0 |
Net Income After Extraordinaries |
732,000 | 340,000 | 2,463,000 | 653,000 | 1,991,000 |
Preferred Dividends |
365,000 | 373,000 | 365,000 | 325,000 | 407,000 |
Net Inc. Avail. To Common - Basic |
367,000 | -33,000 | 2,098,000 | 328,000 | 1,584,000 |
Operational EPS |
0.03 | -0.00 | 0.18 | 0.03 | 0.21 |
EPS (basic) |
0.03 | -0.00 | 0.19 | 0.03 | 0.16 |
Common Shares Outstanding |
10,885,000 | 10,776,173 | 11,556,011 | 10,761,917 | 10,254,824 |
Basic Shares Outstanding |
10,777,000 | 10,776,173 | 10,775,695 | 10,651,367 | 10,142,625 |
Diluted Shares Outstanding |
10,885,000 | 10,776,173 | 11,556,011 | 10,761,917 | 10,254,824 |
Diluted EPS after Extraordinary Items |
0.03 | -0.00 | 0.18 | 0.03 | 0.15 |
Discont. Operations Per Share |
0 | NA | NA | NA | 0 |
Continued operations EPS |
0.07 | 0.03 | 0.23 | 0.06 | 0.15 |
*Figures in thousands of U.S. Dollars except shares outstanding.
