This may surprise you, but there's a good chance you can take direct control of your nest egg at work, choosing investments beyond the two dozen or so mutual funds that most employers offer in their savings plans. Doing so can be risky, but ...
Increasingly, my friends and I -- most of us in our mid- to late 50s -- are starting to see the same thing: elderly parents who are grappling with memory loss and finding it difficult to manage their finances. And most of us, I'm learning, ...
I can't help but wonder if the insatiable appetite for income in later life is starting to cloud people's judgment. Case in point: master limited partnerships.
Much of my mail these days seems to start with the same warm greeting: "What planet are you from?" That's invariably the case when I suggest that readers consider ways to maximize Social Security benefits instead of grabbing ...
So ... you've put the finishing touches on your retirement plan, and you're set to withdraw 4% from savings each year, because that's what financial planners (and columnists) have long advised.
The best is the enemy of the good. Or so said Voltaire, the French philosopher. I could be wrong, but...I think he was talking about long-term-care insurance -- and how to fix what is probably the biggest hole in your plans for retirement.
If you weren't crazy about what 2011 did for your retirement finances, don't fret: The new year will offer some opportunities to get back on track.
When I was a freshman in college, I took boxing classes. (It's a long story.) One fight, in particular, stands out in my memory: A right hook I never saw coming left me flat on my back. (It's fair to say I was no Mike Tyson in the ...
Do you love your home? I hope so. That said, chances are good you need to consider leaving it. Believe me, I don't enjoy writing that. But two critical failings in many retirement plans -- one you're all too familiar with, and one ...
Financial advisers (and columnists) like to tell investors to build things. Build a portfolio. Build a bond ladder. Build an estate plan. One suggestion you're likely to hear more often is to build your own annuity. It's not ...
You have to hand it to Congress: It's doing its best to turn one of the more wearying parts of retirement planning -- getting your estate in order -- into something of a party. The challenge for you and me is to stay clearheaded.
Want to hear some good news about retirement? You have more control over your future than you think. So much about retirement planning today is marked by doubt: We don't know whether our savings will see us through old age. We ...
Let's say you get a call from your financial planner, who, concerned that markets are significantly overvalued, has decided to park 20 percent of your portfolio in cash. Your first reaction might be, "Sure, that sounds ...

Investing for retirement is more complicated than opening an IRA or maxing out your 401(k)
Cut spending to make catch-up contributions and more.
A look at four strategies that could help make a retiree's savings last a lifetime
Now playing: sequels, 3-D reruns and long ads.
A new wedding trend trades "walking down the aisle" for a walk on the wild side.
Technology stocks have rebounded and are once again the darling of the market. Can the resurgence last?
Arends: That 60/40 portfolio of stocks and bonds your adviser is pushing might not work.