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10 Things Medicare Won't Tell You
Mar 11, 2013
The costly glitches in the government's massive entitlement program.
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How to Rollover a 401(k)
To get a clearer picture of your money, consolidating old workplace accounts to an IRA or your next employer plan makes a lot of sense.
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ING: Cheap and Ripe for a Takeover
The little-known ING U.S. is a life insurer and retirement-services specialist that was cobbled together through acquisitions by ING Groep, the big Dutch financial-services company.
WSJ.com - 12:35 AM ET
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Some Apps to Pack for Your Summer Travels
Whatever your needs as the summer season gets under way, there's an app for that.GasBuddy.com and GasPriceWatch.com promise to find the cheapest fuel for drivers in unfamiliar terrain, GateGuru and iFly keep fliers updated on flight delays. ...
WSJ.com - 12:22 AM ET
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Big Question: 'Should I Pay Off the Mortgage?'
The ultralow interest rates that are eating into retirees' fixed-income portfolios pose a separate yet vexing conundrum for those same older Americans: Should I pay off the mortgage?
WSJ.com - 12:29 AM ET
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It's Never Too Soon to Start Planning Your Retirement
On the long road to retirement, one basic question repeats itself: What should I be doing now?Of course, there are dozens of more specific questions that flow from retirement planning. And at any point in time, there are the ups and downs ...
Barrons.com - May 25, 2013
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This Weekend's Barron's: Top 50 Annuities ~ Panel of Experts Discuss Growing Options Market ~ Hertz Is Stock To Buy ~ UTi Worldwide Ready to Rebound ~ Powerful New Consumer Watchdog Slowly Rises
Top 50 Annuities As more Americans seek steady income, the annuity industry has introduced an all-new crop of retirement investments. Barron's picks the best from the dizzying array of offerings.
Barrons.com - Apr 29, 2013
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Top 50 Annuities
New annuities offer lower fees, more investment options, and higher payouts in retirement. Top 50 Annuities
MarketWatch - May 25, 2013
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How to know if you have enough to retire
Odds are high that you haven’t saved enough money to retire in the manner in which you desire. That’s the bad news. The good news is that you can easily gauge just how close or far away you might be. And the first to thing to check is how ...
Barrons.com - May 25, 2013
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Top 50 Annuities
Armand Baughman, 71, a retired Continental Airlines pilot of Valley View, Texas, has always viewed annuities as too complex, illiquid, and expensive to warrant his consideration. But last year, he socked $200,000 into a tax-deferred ...
WSJ.com - May 24, 2013
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The Great Internship Swap
Trying to find a meaningful way to help your college-age kids get some real-world experience?Some business owners and managers are "swapping" internships, which allows young people to gain valuable experience while bypassing human-resources ...
WSJ.com - May 25, 2013
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Getting Around 'Double Taxation'
It isn't really "double taxation," but it can feel like it.Retirees pay taxes on dividends, interest and retirement-account distributions. If they plow the money back into the market, they then will owe taxes on any future dividends and ...
WSJ.com - May 19, 2013
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Destinations; A Move to Israel; A New York couple finds a new life in a land defined by its faith
This is part of a series of travel stories in which retirees living overseas, full time or part time, profile their adopted locales. Send us your suggestions at encore@wsj.com.
WSJ.com - May 19, 2013
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The Good Life; Why Shorter Can Be Better on the Fairway. Really. A veteran golfer stops trying to crush his drives and finds (some) peace
It has taken me far too long to realize that shorter is better, at least for me. I'm not talking about my height, which remains close to 6 feet despite some shrinkage over the years. I'm referring to my drives when I play golf, which I do ...
Latest Retirement Planning News
WSJ.com - 1:04 AM ET-
Should U.S. pay workers to delay Social Security?
Among the ideas to “save” Social Security is to induce older workers to use less of it.Social Security already rewards workers for delayed retirement by increasing benefits with each passing year (and legislation in 1983 gradually raises ...
WSJ.com - May 23, 2013
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EU Spares Pension Funds From Tough Solvency Rules
BRUSSELS—The European Commission has decided not to impose tough new capital requirements on pension funds, at least for now, a move that could save defined-benefit programs hundreds of billions of euros.
Barrons.com - May 23, 2013
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Time to Buy Stable Value Funds?
For investors looking to protect 401(k) funds from a short-term tumble in both stocks and bonds, stable value funds may be the best of a limited set of choices.
WSJ.com - May 19, 2013
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Financing Your future; How a Pick for a Financial Adviser Can Go Wrong; New research shows why a guide who's good for some people could be bad for you
Let's say you have a health problem and you visit two or three internists. Chances are good you would receive a similar diagnosis and treatment from each doctor.
WSJ.com - May 23, 2013
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The Experts: What Will Surprise People the Most When They Retire?
What will surprise people the most when they retire? The Wall Street Journal put this question to The Experts, an exclusive group of industry, academic and other thought leaders who engage in in-depth online discussions of topics from the ...
WSJ.com - May 23, 2013
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UPDATE: ING U.S. Reports Smaller Loss In First Results Since IPO
ING U.S. Inc., reporting its first results since its partial public offering earlier this month, said its first-quarter loss narrowed as the performance of its retirement and annuities segments improved.
MarketWatch - May 23, 2013
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Stocks are for the young and the restless; Match stocks and tax diversification to your life stage
Have you invested with your career in mind, matching your risk tolerance to your age, earnings and career prospects?Now that the stock market is hitting new highs, some advisers say it’s the right time for retirement savers to review how ...
WSJ.com - May 22, 2013
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The Experts: What Is the Biggest Financial Mistake Retirees Make?
What is the biggest financial mistake retirees make? The Wall Street Journal put this question to The Experts, an exclusive group of industry, academic and other thought leaders who engage in in-depth online discussions of topics from the ...
WSJ.com - May 22, 2013
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The Experts: The Best Books for Retirees
What books might retirees or soon-to-be retirees find inspiring for the next phase of their lives? The Wall Street Journal put this question to The Experts, an exclusive group of industry, academic and other thought leaders who engage in ...
WSJ.com - May 19, 2013
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Higher Yields in a Low-Interest World
The pickings are growing increasingly slim for retirees looking to boost the income generated by their savings.To earn yields of 5% or more, investors—who once would have relied on the relative safety of bank certificates of deposit or ...
WSJ.com - May 19, 2013
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Is This the Best Time for Investors? Don't Bet On It.
These have been good times—surprisingly good times—for investors.Stock prices have hit record highs. The Dow Jones Industrial Average has rocketed above 15000 for the first time, leaving even Wall Street bulls scrambling to raise their ...
WSJ.com - May 19, 2013
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A Way to Get Past Regrets; A celebrated study offers insights about finding contentment in later life
What determines contentment, rather than disappointment, as we age?Since 1967, Harvard psychiatrist George Vaillant has been culling insights about psychological adaptation and development in adulthood from the celebrated Harvard Grant ...
Latest Retirement Planning News
MarketWatch - May 24, 2013-
Essay; When Retirement Calls You to Be a Parent—Again; There are few bigger surprises in later life than having to raise a grandchild. And few bigger rewards.
I imagined retirement being many things—but not teacher conferences, appointments with pediatricians and soccer games.At age 64, I am a member of an unconventional club: grandparents raising grandchildren. The Census Bureau estimates there ...
WSJ.com - May 17, 2013
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How Will Gen X Retire?
Here's another reason why Generation X might resent baby boomers.Typical Generation Xers now in their late 30s to late 40s saw their net worth drop by a larger proportion than older Americans during the financial crisis and came out of it ...
WSJ.com - May 19, 2013
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Social Security Solutions; How to navigate spousal benefits, health coverage and Roth IRAs
I am a single, divorced, almost-62-year-old woman. I'm trying to decide the best way to take my Social Security. I have a pension, savings and individual retirement accounts. Should I apply for spousal benefits on my ex-husband's account at ...
WSJ.com - May 19, 2013
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For Second Careers, A Leap of Faith; Growing numbers of people see retirement as a chance to "do good" and are turning to divinity schools and a more spiritual life
Call it a midlife epiphany.After decades of pursuing money, titles and ever more stuff, baby boomers are coming to a big realization: Success and security just aren't enough anymore. They want something more fulfilling out of life, ...
WSJ.com - May 20, 2013
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Regulators Scrutinize Firms' Ties to Insurers
New York's top financial regulator subpoenaed a handful of Wall Street investment firms about their entries into a corner of the insurance industry that guarantees steady payments to hundreds of thousands of retirees and other consumers.
WSJ.com - May 20, 2013
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Hidden Debt Postpones a Client's Retirement
The client was in his mid-50s and hoping to retire within the year. He had planned well for retirement, and his wife wanted to continue working for several more years.
WSJ.com - May 19, 2013
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Senate Launches Pension-Sale Probe
A Senate committee launched an investigation of a controversial business in which retirees sell pieces of their future pension income to investors for a lump-sum cash payment.
WSJ.com - May 19, 2013
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Timing Is Everything When It Comes to Benefits
Let your decision on when to retire be a monetary one that will give you the best bang from your Social Security benefits."Most people still take their Social Security benefits as soon as they possibly can, and many of them are leaving ...
WSJ.com - May 19, 2013
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Destinations
Birthday Bash | One of the most famous resorts in the Eastern half of the country—the Grove Park Inn in Asheville, N.C.—is celebrating its 100th birthday this year. The venerable hotel started life with 142 rooms and has played host to an ...
WSJ.com - May 19, 2013
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second acts; From Lending to Tapping Trees
Charles Leik first fell in love with "sugaring," the art of making maple syrup, as a boy in Portland, Mich. In the woods near his family farm, he would watch family and neighbors tap trees for sap, just as the winter snows were starting to ...
WSJ.com - May 19, 2013
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SECOND ACTS; When Kid Stuff Gets Serious
Many people are moved by sad stories in the news, but few decide then and there to take action. Judy Cockerton did just that in 1999.One evening, after reading an article about a foster-care baby who was kidnapped out of his crib, she ...
WSJ.com - May 19, 2013
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Financing Your Future
Retirement Income We have long made the point in these pages that building a nest egg is the easy part of retirement planning. The tough part is tapping your savings—creating a steady stream of income that, regardless of market conditions, ...
Latest Retirement Planning News
WSJ.com - May 19, 2013-
Credit Unions Boost College Loans
Credit unions are offering more private student loans, creating new choices for borrowers grappling with high college costs.Nearly 590 of the nation's 6,955 credit unions offered student loans as of December, according to the Credit Union ...
MarketWatch - May 18, 2013
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Draining IRAs too soon poses big risks; Don’t touch that IRA, but if you do...
Americans between the ages of 61 and 70 are withdrawing money from their IRAs in amounts that are larger, both in absolute dollar amounts and as a percentage of their IRA account balance, than those taken by older households, according to a ...
Barrons.com - May 18, 2013
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En Garde: Tax-Hike Investment Tips
With a range of taxes set to rise sharply, the rush is on: Private banks, family offices, and wealth managers are tapping the smartest tax minds they can find to come up with new tax-efficient products and portfolios.
WSJ.com - May 17, 2013
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Tax Court Slaps Down IRAs Holding 'Alternative Assets'
A U.S. Tax Court decision offers a cautionary tale for people who want to invest individual retirement account funds in "alternative" assets, especially operating businesses.
WSJ.com - May 17, 2013
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A Nervy Approach to Retirement Saving; Forget your 401(k) plan. The big money today is building nest eggs on everything from show horses to rock bands.
RICK KAHLER can't explain the mysteries of string theory, speak Mandarin or quote long passages from the Odyssey, but after buying and selling hundreds of properties for 30 years, he has a virtual Ph.D. in real estate.
WSJ.com - May 17, 2013
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Phase II; Is the Road Trip Worth It? Fancy conferences that focus on retirement planning can help. One tip: Be selective.
IT HAPPENS EVERYDAY, actually about 10 times a day on average in this country alone: A professional society hosts a conference to bring doctors or lawyers or various executives together. It might be at a convention center or on a Boca Raton ...
MarketWatch - May 17, 2013
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When founder cash out, do workers lose? For employees, there are risks and rewards
Mandy Cabot wants to make sure the shoemaking business that she and her husband built over the past 20 years remains in good hands after they’re gone. The 58-year-old co-founder of Dansko, a West Grove, Pa., company with more than $150 ...
WSJ.com - May 12, 2013
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Mom and Money: 'Lessons I Wish She Had Taught Me'
Mother's Day celebrates all that our mothers have done for us. But…no one's perfect, right?One mistake moms (and—let's get real—dads, too) sometimes make is failing to teach their children how to be smart about money.
WSJ.com - May 13, 2013
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Annuities, Health Make Good Partnership
Fat, unhealthy smokers rarely get a good deal—except when it comes to annuities. Partnership Assurance, a new U.K. insurer that is seeking a value of more than £1 billion ($1.54 billion) when it lists on the London Stock Exchange next ...
MarketWatch - May 13, 2013
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Monday's Personal Finance Stories
Don’t miss these top stories:10 things cruise lines won’t tell you.America is high on sugar, down on Splenda.The news media is even worse than you think.
MarketWatch - May 13, 2013
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Rethink your bond strategy for retirement
MARKETWATCH FRONT PAGEBonds might not be the best investment, but the looming bond losses predicted by Fuss, Buffett and others might be a long way off. If that’s the case, what should those planning for or living in retirement do with the ...
WSJ.com - May 11, 2013
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When It's Time to Huddle
People are calling "family meetings" nowadays not only to deal with their parents' health issues but increasingly to sort out their finances as well.
Latest Retirement Planning News
WSJ.com - May 19, 2013-
Rethink your bond strategy for retirement
MARKETWATCH FRONT PAGEBonds might not be the best investment, but the looming bond losses predicted by Fuss, Buffett and others might be a long way off. If that’s the case, what should those planning for or living in retirement do with the ...
WSJ.com - May 12, 2013
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Lifelines for Investors on Their Own
A reader in Minneapolis needs "direction" with her three pots of money—a regular individual retirement account, a Roth IRA and a taxable account, totaling $725,000—but speaks for many investors when she writes:
MarketWatch - May 11, 2013
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Rethink your bond strategy for retirement
MARKETWATCH FRONT PAGEBonds might not be the best investment, but the looming bond losses predicted by Fuss, Buffett and others might be a long way off. If that’s the case, what should those planning for or living in retirement do with the ...
WSJ.com - May 11, 2013
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Retiring Your Tax Bill
It's getting trickier to put up your feet and sidestep taxes at the same time.Investors getting ready to retire have long looked at state and local tax laws in deciding where to settle when their working days are over, alongside sunny ...
WSJ.com - May 8, 2013
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Funds See Opportunity in Real Estate
A glitzy Manhattan real-estate crowd gathered in March to join Barry Sternlicht, chief executive of Starwood Capital Group, at a party celebrating the launch of condo sales at the Baccarat Hotel & Residences, a new development across ...
WSJ.com - Mar 3, 2013
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Say Goodbye to the 4% Rule; If the conventional wisdom no longer holds about spending in retirement, what are the alternatives? Here are three of them.
Can your nest egg last your whole lifetime? It's getting tougher to tell.Conventional wisdom says you can take 4% from your savings the first year of retirement, and then that amount plus more to account for inflation each year, without ...
WSJ.com - May 10, 2013
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Advisers Embrace Alternative Pension Plan
As most U.S. businesses keep shifting the bulk of retirement funding and planning to their employees, some advisers are embracing an alternative approach that puts investment decisions squarely on the back of employers.
MarketWatch - May 10, 2013
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What retirees really want: Peace of mind; Being health, wealthy and wise takes a lot of planning
Some call it contingency planning while others refer to it as plain old risk management. But no matter what you call it, you’ll need to start thinking about ‘it’ if you’re saving for or living in retirement.
MarketWatch - May 9, 2013
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This week’s Mutual Funds and ETF stories
Don’t miss these top money and investing features:Sell in May, but when should you buy?Why stocks risk a 10% tumbleForget Buffett; this investor made me rich for life
WSJ.com - May 9, 2013
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The Experts: Should You Keep Cash in Your Portfolio?
Besides keeping some in an emergency fund, should the average investor have an allocation to cash and cash equivalents in an investment portfolio? The Wall Street Journal put this question to The Experts, an exclusive group of industry and ...
WSJ.com - May 9, 2013
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J.P. Morgan Seeks More Risk Savvy
J.P. Morgan Chase & Co. is looking for more directors who can serve on the board's risk committee, said people close to the company, amid calls from some investors for corporate-governance changes at the largest U.S. bank.
WSJ.com - May 2, 2013
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Portfolio Strategy; Keep Your Portfolio Simple; Four ways to declutter your investments—while staying diversified
When it comes to your portfolio and investing practices, more isn't always better.With well over 8,000 mutual funds and exchange-traded funds, as well as a variety of complicated trading strategies, from which to choose—not to mention the ...
Latest Retirement Planning News
MarketWatch - May 12, 2013-
Insurers to Annuity Owners: We Don't Want More Money; In an effort to reduce risk, companies restrict additional funds for some of their most-generous products
It isn't often a business says, "Thanks, but no thanks," when you try to invest more money with it.But that is what a growing number of life insurers are saying to people who, years back, bought the retirement-income product known as a ...
WSJ.com - May 5, 2013
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A New Era for Do-It-Yourself Investing; Many investors want to call the shots—while turning to tools and people for help as needed
Do-it-yourself investing is gaining newfound popularity—but with a twist.Instead of going it entirely on their own, more investors are pursuing a kind of modified DIY approach, tapping an array of increasingly sophisticated online tools and ...
WSJ.com - May 5, 2013
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'Boring' Blue Chips Lead Record-Setting Market Runup
Boring bulls are powering the market higher.That the stock market has climbed as much as it has this year surprises many analysts. Perhaps the biggest shocker: the kinds of companies leading the charge.
WSJ.com - May 6, 2013
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Mixing It Up; Sell Some Stock If Retirement Is Near; With stock indexes strong, investors should sell some winners to build cash, this adviser says
Take some money off the table. That's the recommendation of Kent Kramer, an adviser in Des Moines, Iowa, who says that with stock indexes at record levels, pre-retirees should consider selling some shares and setting aside the proceeds.
MarketWatch - May 6, 2013
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Monday's Personal Finance Stories
Don’t miss these top stories:10 things summer camps won’t say.Airlines want you off Expedia, Orbitz.Lance Armstrong’s mutual-fund career is over.
WSJ.com - Apr 7, 2013
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The Experts: What Lessons Can Investors Learn From Warren Buffett?
What lessons can investors learn from Warren Buffett's investment strategy and history? The Wall Street Journal put this question to The Experts, an exclusive group of industry and thought leaders who engage in in-depth online discussions ...
WSJ.com - May 5, 2013
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Reverse-Mortgage Defaults Increasing
Growing numbers of older borrowers with reverse mortgages are delinquent on these loans. But a little-known federal guideline can help steer such individuals out of financial trouble.
WSJ.com - May 5, 2013
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Engineering Grads Get Top Pay
While college majors may seem irrelevant to employers who mainly want to hire young people who can think critically and communicate well, that doesn't mean all majors are created equal.
WSJ.com - May 3, 2013
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Portugal Unveils Budget Cuts
LISBON—Portugal's prime minister laid out a three-year plan Friday to reduce the country's budget deficit that would shrink the number of public employees, add more working hours and raise the retirement age by a year, to 66.
MarketWatch - May 3, 2013
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Could this plan replace the 401(k)? More employers cut costs with ‘cash balance’ pensions
The retirement world is largely focused on 401(k) and traditional defined benefit plans. But investors and financial advisers alike should be paying closer attention to something called a cash balance pension plan. Cash balance plans are ...
WSJ.com - May 2, 2013
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Illinois House Backs Overhaul of State Pensions
The Illinois House of Representatives passed a pension-overhaul plan Thursday that would cut retiree benefits and increase required employee contributions, in the biggest move yet toward addressing the nation's worst state-pension crisis.
MarketWatch - May 1, 2013
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Why you should fill an ‘emergency bucket’; Keeping unexpected expenses from gutting your savings
Many retirees think long and hard about their bucket lists. But financial advisers say they should give equal attention to the different buckets of their retirement portfolios—a strategy that can help if unexpected medical costs arise.
Latest Retirement Planning News
WSJ.com - May 5, 2013-
Tuesday's Personal Finance Stories
Don’t miss these top stories:10 things vitamin makers won’t say.Should you buy Apple bonds?5 things you can’t do if you’re gay.Retire Here, Not There: Kansas.
WSJ.com - Apr 19, 2013
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The Case for Muni Bonds
Do municipal-bond funds make sense in retirement accounts?Most retirement savings are sheltered in individual retirement accounts, 401(k)s and other tax-deferred vehicles, so many people don't think of munis when they think of saving for ...
WSJ.com - Apr 24, 2013
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The Experts: The Best Financial Advice for Young People Starting Out
What's the best financial advice for young people just starting to make money? The Wall Street Journal put this question to The Experts, an exclusive group of industry and thought leaders who engage in in-depth online discussions of topics ...
WSJ.com - Apr 30, 2013
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A Couple Compromises on Retirement Goals
The American couple was deadlocked over when to move home from Saudi Arabia. The husband felt strongly about staying longer to boost their retirement nest egg, but the wife was unhappy and ready to move home as soon as possible.
MarketWatch - Apr 30, 2013
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Backdoor Roth IRA conversion: Tax-free?
When you make a nondeductible contribution to a traditional IRA and you immediately convert it to a Roth IRA, 100% of the conversion is nontaxable, right? Not necessarily.
MarketWatch - Apr 30, 2013
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Annuityville horror stories
Even novelist Stephen King would be horrified by some of scary annuity events that unfortunately happen every day.Annuities can be great transfer of risk strategies when properly positioned in a portfolio and there are many good agents out ...
WSJ.com - Apr 29, 2013
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Kodak Gives Assets to U.K. Retirees
Photography icon Eastman Kodak Co. laid plans to emerge from a year-plus stretch in bankruptcy court with a deal that turns over two businesses it was trying to shed to unusual recipients: its U.K. retirees.
WSJ.com - Apr 21, 2013
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'Don't Just Spend It'—Smart Moves for Your Tax Refund
It's that time of year again. Many taxpayers who actually managed to get their tax returns in before last week's April 15 deadline, rather than filing for a six-month extension, are looking forward to their refunds.
WSJ.com - Apr 28, 2013
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Retirement Plans Need Dusting, Too
It's the perfect time to do some spring cleaning—of your retirement plan.As with other dreary tasks, like organizing the garage or putting the winter clothes in the attic, it's easy to postpone taking a close look at your nest egg and ...
WSJ.com - Apr 27, 2013
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Are You Ready for the New Investment Tax?
It's time to grapple with the new 3.8% tax on investment income.The ordeal of 2012 taxes is barely over. But it isn't too early to understand and cushion the blow of the investment-income levy, which Congress passed in 2010 to help fund the ...
WSJ.com - Apr 26, 2013
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Estate Planning: New Hazards
You thought your estate plans were finally set? Not so fast.It turns out the "permanent" $5 million estate-tax exemption enacted earlier this year could change after all, sending families back to the drawing board to sort out their ...
MarketWatch - Apr 26, 2013
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Your biggest assets are Social Security, Medicare; Commentary: Elites want to cut them because they don’t need them
WASHINGTON (MarketWatch) — The powerful and wealthy elites who run this country are shocked that not everyone is jumping on their bandwagon to cut Social Security and Medicare benefits.
Latest Retirement Planning News
MarketWatch - Apr 30, 2013-
The Experts: Is Investing in Collectibles a Recipe for Disaster?
Are collectible objects a bad investment? The Wall Street Journal put this question to The Experts, an exclusive group of industry and thought leaders who engage in in-depth online discussions of topics from the print Report. This question ...
WSJ.com - Apr 23, 2013
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'Target' Funds Vulnerable to Rate Rise
Millions of workers saving for retirement risk losing part of their nest eggs if interest rates jump.The cause for concern: target-date mutual funds, designed for investors who lack the time or expertise to balance their investment ...
WSJ.com - Apr 24, 2013
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Portugal Tries to Cut Costs With Public-Sector 'Rethink'
LISBON—A recent court decision blocking cuts in wages and pensions for public employees in Portugal is forcing the government of one of Europe's most fragile economies to move beyond palliative measures and try to overhaul the underlying ...
MarketWatch - Apr 24, 2013
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Best financial decision? Paying off mortgage; People also valued starting to save early
Quick, what’s the best money move you ever made?For 40% of people aged 55 and older, it was paying off their mortgage, according to a Harris Interactive survey of about 1,540 people for Northwestern Mutual, an insurance and ...
WSJ.com - Apr 21, 2013
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RICH Hilow; Advising the Young: A Win/Win
Many financial advisers don't go out of their way to work with young investors. Young people typically don't have $250,000, much less a million dollars, lying around waiting to be invested, so some advisers don't think it's worth their ...
WSJ.com - Feb 28, 2013
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The Experts: How Should Couples Avoid Fights About Money?
What steps can couples take to make sure they minimize conflicts over finances? The Wall Street Journal put this question to The Experts, an exclusive group of industry and thought leaders who engage in in-depth online discussions related ...
MarketWatch - Apr 22, 2013
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Never throw away your tax returns; Why you may need those old 1040s someday
“Man forced to put off retirement for two years due to lost tax records.” Could that happen to you? Yes, it could. Or worse.One of the most frequent questions that comes to TaxMama is — Can I throw out my tax records? Really, how long must ...
WSJ.com - Apr 21, 2013
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We Should Encourage Saving, Not Add More Taxes on It
Your editorial "Now He's After Your 401(k)" (April 12) correctly criticizes the impact of President Obama's proposed limit on the amount that individuals can save in tax-sheltered defined-contribution plans, defined-benefit plans and IRAs. ...
WSJ.com - Apr 21, 2013
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Meet Your Adviser. Just Not in Person. Investors increasingly turn to advisory services provided by online trading models
NEW YORK—More investors are taking the do-it-yourself route.It's well known that registered investment advisers are grabbing market share from traditional brokerage firms. But another trend appears to be encroaching on the business of the ...
WSJ.com - Apr 21, 2013
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The Game Plan; After a Costly Year, It's Time to Get Serious About Saving
Last year was an expensive one for Clarissa Hitchon and Sean White.The couple made a cross-country move, got married and bought their first home, all in a matter of months. Now Ms. Hitchon, 32, is focused on rebuilding their savings ...
WSJ.com - Apr 21, 2013
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Refiguring Inflation Will Hit Retirees' Income
Earlier this month, President Barack Obama proposed to tweak the formula for calculating the cost-of-living adjustment, or COLA, for Social Security recipients.
WSJ.com - Apr 21, 2013
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Help for Seniors Going Into Business
As working during retirement years has become commonplace, so has the desire among older Americans to strike out on their own and start a business for themselves.
Latest Retirement Planning News
WSJ.com - Feb 28, 2013-
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Buying Stock From the Boss
Employee stock-purchase plans are coming back in style. With some careful planning, they could help fatten your bank account.Such plans allow employees to buy their company's stock at a discount of 5% to 15% off the market price on a ...
WSJ.com - Apr 13, 2013
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Union-Employer Proposal Would Hit Some Retirees
A coalition of unions and employers is proposing changes to the federal law that governs the pension plans of about 10 million people, including reducing benefits paid to retirees, the first time in four decades that such cuts would be ...
WSJ.com - Apr 16, 2013
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When Rolling Over, Make Sure You Don't Get Squished by Costs
When it comes to rolling over retirement accounts, a new government report suggests that job switchers are ignoring what may be their best option: pouring savings into a new employer's 401(k).
WSJ.com - Apr 17, 2013
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Founders Cash Out, but Do Workers Gain? U.S. Employee-Owned Firms Top 10,000, With More Expected as Owners Retire; Critics Point to Potential Drawbacks
Mandy Cabot wants to make sure the shoemaking business that she and her husband built over the past 20 years remains in good hands after they're gone. The 58-year-old co-founder of Dansko, a West Grove, Pa., company with more than $150 ...
