[Retirement]

SmartMoney Magazine

3 Retirement Fear Factors

By Angie C. Marek

The economy has many investors worried about their retirement, but should they be?

Calculator: The SmartMoney 401(k) Planner

Worksheets

The Roth 401(k) Estimator

Should you sign up for this great new employer-sponsored retirement plan? Crunch your numbers in our worksheet to find out.

The SmartMoney Retirement Worksheets

Find out just how much you need to save for retirement, and how you can get there.

How Long Will My Money Last?

Don't let this fear keep you up at night. We'll tell you if you've saved enough.

Should You Borrow From Your 401(k)?

It can cripple your retirement savings. But if you're paying obscene amounts in interest, it's one way to dig yourself out of the hole.

Investing Strategies

Timing Your Retirement

Beginning your retirement during a down year for the market can have dire consequences.

What's Wrong With Variable Annuities

The truth is, annuities only make sense for a tiny fraction of the population.

The Girl's Guide to Retirement

Women often come up short on their retirement stash. Here's how to save enough.

Last-Minute Retirement Planning

If you're fiftysomething and underfunded, don't fret. We've got some solutions.

IRAs

IRAs Are Better Than Ever

More folks are eligible and the contribution limits are higher. So get on this.

3 Brand-New Tax Changes You Need to Know About

Tapping Your IRA Penalty-Free

Your IRA is not Fort Knox. If you really want to, breaking into it before retirement is indeed possible.

Understanding the IRA Withdrawal Rules

When the time comes to start tapping your IRA, these new rules could save you a bundle. Here's how to make the most of them.

Rolling Over Retirement Accounts

Mess this up and you could face a 10% early withdrawal penalty. Here's how to do it right.

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Now That You're Retiring

Ready, Set, Retire!

Retirement requires investors to ask a whole new set of questions. We have the answers.

Now That You're Retiring

Here's how to spend your hard-earned dollars wisely without running through your savings too quickly.

401(k) Plans

Foot-Dragging on 401(k)s Fees

New disclosure rules are in the pipeline, but they may not take effect before 2010.

Worksheet: The Roth 401(k) Estimator

Annuities in Your 401(k)?

With pensions all but extinct, employers are adding annuities to their 401(k) plans.

Help, My 401(k) Stinks!

What to do when faced with high fees and lousy investment options? Here's some advice.

5 Things to Know About Your 401(k)

Chances are your retirement stash will have more value if you stay on top of your 401(k).

Understanding the Roth 401(k)

This nifty retirement-savings option might be right for you. Here are the details.



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IRAs

Tax-Free Retirement Accounts for the Self-Employed

Unusual IRA Investments

Small Business Retirement Plans

Spousal IRAs

Frequently Asked Questions About IRAs

An IRA Primer

Inheriting an IRA

IRAs for Kids?

Your Other Tax-Advantaged Options

Roth IRAs: You Wanted to Know

What Are Your IRA Options?

Estate Planning With a Roth IRA

Worksheets
Roth IRAs: To Convert or Not
Which IRA Is Best?

Now That You're Retiring

Health Insurance: Falling Through the Cracks

Worksheet
The SmartMoney.com Asset Allocator for Retirees

401(k) Plans

7 Ways to Lobby for a Better 401(k)

Tapping Your 401(k) Before You Retire

The Solo 401(k)

Got a 401(k) Question?

Your Other Tax-Advantaged Options

How to Handle a Lumpsum Distribution

Worksheets

SmartMoney 401(k) Planner

How Much Salary Is Your 401(k) Worth?

Rank Your 401(k) Funds

Grade Your 401(k)

Easing the Bite of 401(k) Contributions

Investing Strategies

Early Retirement

Tax Penalties

Tax-Friendly Moves for Early Retirees

Laddering Your Bonds

Who Should Buy Variable Annuities?

Extend Your Retirement Savings

Worksheet
The SmartMoney.com Asset Allocator



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