BySARAH MORGAN
Are money worries> keeping you up at night?
Retirement is supposed to be the time when you finally get to relax and enjoy yourself after years of hard work, but a volatile stock market has left investors of all ages worried about how to make nest eggs last. This week, we look at a study that claims retirees sleep better than those still working and some advice that might help you achieve that untroubled sleep.
Retirement Can Help You Get a Good Night s Sleep
The Wall Street Journal looks at a recent study that found trouble sleeping declined in retirement. Getting plenty of exercise and setting a regular sleep schedule should help those who find themselves tossing and turning. You should also be sure to deal with any pain or other nagging medical issues that interfere with sleep. Here are some tips to help you set anxiety aside and deal with whatever s keeping you up at night.
Retired Early and Still Coming Up Short
Of course, retirement will be anything but relaxing if you re worried about how to stretch your savings to provide steady income. Money Magazine s Ask the Expert column fields a question from a saver who took early retirement and then suffered heavy losses in the financial crisis. Returning to work, at least part-time, may be the best way to avoid drawing down a retirement account too quickly. Here are some options for those who find themselves facing retirement with a depleted nest egg.
Real-Life Retirement Questions and Guidance
How conservatively should retirees invest? How much of an emergency fund should you have? Should you buy an annuity or pay off your mortgage? Kiplinger editors field a series of questions from people in or near retirement. Here s advice on how to cope with common retirement dilemmas.
Long-Term Care You Can Afford
Long-term-care costs keep rising, but group plans are now offering better deals. The trade-off, of course, is price versus risk. Kiplinger explains the pros and cons of some new types of long-term-care policies. Many people are buying these plans earlier and, in some cases, sharing benefits with a spouse. Here s how to make sure your plan will provide for your needs and protect you against inflation.
RV Lifestyle Can Lead to Freedom
Home ownership may have been an anxious business over the past couple of years, but retirees living in RVs have their troubles, too. It s not just gas prices: Parks are also charging more. Trying to keep up with the times, some parks are working to update the image of RV-ing with activities like yoga. If the lifestyle appeals, the Chicago Tribune looks at how to handle some of the logistics of life on the road.



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