The Best and Worst 401(k) Funds: Wells Fargo

Fidelity

Vanguard

Prudential

Merrill Lynch

Putnam

American Express

Invesco

T. Rowe Price

Janus

Wells Fargo

The percentile rankings in the tables -- 1 is best, 100 is worst -- are designed to help you decide what's the most important to you: return or volatility. It depends on both your level of comfort as well as how far you are from retiring. And remember: You needn't feel compelled to buy, say, your 401(k)'s international fund just for the sake of getting some foreign-stock exposure. Allocate your 401(k) money into the best funds available, and then invest in an internatioanl equity fund outside of your plan to get the diversification you want.


Wells Fargo
FundFive Year
Return
Fund Category% Rank Growth% Rank VolatilityComment
Wells Fargo Equity Income I
6 %Large Value31%33%A fair but not great all-around choice for 401(k) investors.
Wells Fargo Growth Balanced I
5 %Domestic Hybrid553The one fund to invest in if low volatility is your main goal.
Wells Fargo Growth Equity I
6 %Large Growth5957Fund's management team has only two years at the helm.
Wells Fargo Large Co. Growth I
2 %Large Growth236The best Wells Fargo fund for growth.
Wells Fargo LifePath 2010 A
5 %Domestic Hybrid942Sacrifices too much in returns for low volatilty; see LifePath 2030.
Wells Fargo LifePath 2020 A
6 %Domestic Hybrid635Sacrifices too much in returns for low volatilty; see LifePath 2030.
Wells Fargo LifePath 2030 A
6 %Large Blend419The best option of all LifePath funds for low-risk investors.
Wells Fargo LifePath 2040 A
7 %Large Blend2618The next best option for growth investors after Large Co. Growth.
Wells Fargo LifePath Opp. A
4 %Domestic Hybrid1001Not a good choice even for the risk-averse.
Wells Fargo Strategic Income I
4 %Domestic Hybrid1001Heavy on bonds and cash. Light on stocks. Weak on returns.
Five-year return is annualized

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