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Citigroup Gets Approval for China Credit Cards WSJ.com

SHANGHAI—Citigroup Inc. said it will issue credit cards on its own in China, as it looks to capitalize on the country's increasing consumption as well as to expand in the world's second-largest economy.
Why Credit Card Rates Remain So High SmartMoney Blogs

Interest rates have been driven down on everything from bank accounts to mortgages. But new data shows borrowers still pay double-digit rates on one consumer staple -- credit cards.
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Visa Profit Rises as Card Use Jumps WSJ.com

Visa Inc. posted a 16% increase in fiscal first-quarter profit as the credit-card processor continued to benefit from consumers' increased use of plastic while grappling with new federal rules that affect debit-card purchases.
Credit-Card Borrowing Surged Over Holiday Period WSJ Blogs

By Jeff Bater and Jeffrey Sparshott U.S. credit-card debt posted the second solid increase in a row during December, an indication Americans stuck with meager wage gains borrowed to pay for their holiday celebrations.
BofA Pulls Sale Of UK Credit-Card Business – Source WSJ Blogs

By Jessica Hodgson The sale of MBNA Europe, Bank of America's U.K. and Ireland credit-card business, has been abandoned, a person familiar with the matter told Dow Jones Newswires Monday.
A Setback for Credit-Card Users? Industry experts say a recent Supreme Court ruling threatens some hard-fought consumer protections. SmartMoney.com

For years, consumer advocates have fought for – and won – better protections for credit-card users. But a recent Supreme Court ruling raises concerns those rights may be more limited than many had thought.
The Cost of Living Longer -- Much Longer; Number crunchers are dead set on figuring out how long you will live. For those saving for retirement, it's the $27 trillion question. SmartMoney.com

If actuaries were the sorts of people to tell bar jokes, this might be one of them. But in truth, the 78-year-old woman happens to be flesh and blood. (We'll call her Martha.) And equally real, for that matter, is her $20 million, newly ...
Consumer Credit Erupts For Second Straight Month WSJ Blogs

Is history repeating itself? Credit-card debt in the U.S. surged for a second sraight month, as Americans overlooked meager wages and ramped up borrowing in order to spend for the holiday season.
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Payout Doubles for Card Concern WSJ.com

MasterCard Inc. said Tuesday it will double its quarterly dividend as the credit-card processor comes off a strong year in which it grew profit and revenue despite new regulations and mounting economic pressures.
Welcome Back, Small-Business Credit Cards; At least a dozen new credit cards launched last year for small businesses. But the downsides outweigh the benefits. SmartMoney.com

Lenders are courting small-business owners like you with growing numbers of new credit cards and generous rewards programs. And it's easy to see why. About 42% of small-business owners carry a credit-card balance, according to July 2011 data ...
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Taxicab Drivers Riled Up Over 5% Credit-Card Fee WSJ.com

San Francisco taxicab drivers are up in arms about being forced to absorb a 5% service charge to process credit-card payments. Rules that went into effect last April shifted the fees from five of the largest cab companies in the city to ...
Kotak Buys Barclays' India Stressed Credit Card Business – Report WSJ Blogs

By Mumbai Bureau of Dow Jones Newswires Mumbai - Kotak Mahindra Bank Ltd. has bought the non-performing portfolio of Barclays Bank's credit card business in India, the Business Standard Newspaper reported Wednesday, citing unnamed sources.
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Credit-Card Loan Balances Set to Rebound in 2012 WSJ.com

NEW YORK—Loan balances for six of the country's largest credit-card issuers are set to grow this year for the first time in four years, as consumer confidence rises and credit quality continues improving.
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Auto and Student Loans Drive Borrowing Surge WSJ.com

In another sign that the credit freeze is thawing, the Federal Reserve said Americans ramped up their borrowing at the end of 2011. Household borrowing through credit cards, car loans, student loans and other installment debt—which excludes ...
Psst. Need a Credit Card? WSJ Blogs

As the nation's banks and financial firms emerge from the wreckage of the financial crisis, they are working out how best to lend to people with tarnished credit.

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