There has never been a better time to refinance your mortgage. Rates are at record lows. The government is devising new programs to help homeowners. The economy and job market are improving, albeit slowly.
This update deletes a reference to credit scores being used to land or lose jobs. CHICAGO (MarketWatch) — Your credit score is like a movie: the image is constantly changing.
Can you have too much of a good thing? When it comes to credit cards, maybe not. Consumers with good credit are seeing an influx of generous rewards offers, even as overall card offers dropped 30% in the first quarter of 2012 as issuers took ...
Realty Q&A is a weekly column in which Lew Sichelman, a nationally syndicated columnist who has been covering the housing market for more than 40 years, responds to readers’ questions on real estate.
It's no surprise to anyone who has applied for a loan recently that banks are being far more careful. But a new report shows just how tight conditions have become — and how even borrowers with favorable credit profiles are being denied.
Banks and credit-card companies are giving out record rewards to people who sign up for their cards as competition for well-heeled customers reaches a fevered pitch.
MILAN—Italian bank earnings in the first quarter relied heavily on trading profits made possible by cheap European Central Bank loans, raising questions about how lenders in a recession-plagued economy can cope without reducing loans to ...
Moody's Investors Service kicked off its long-awaited downgrades of European and global banks by docking the credit ratings of 26 Italian lenders, a move that could ratchet up the continent's banking woes at a critical time for the currency ...
Editor's note: Starting over after a financial setback like a divorce, job loss or the death of a spouse can be challenging. The Wall Street Journal Guide to Starting Fresh seeks to put you on the road to recovery one step at a time, ...
MADRID—Standard & Poor's said Thursday it downgraded Spain's sovereign credit rating by two notches, citing "a challenging fiscal outlook" amid worries on the ability of the country's regions to curb spending.
With mortgage rates hovering near record lows, a growing number of homeowners are racing to refinance -- only to find the process riddled with obstacles.
After years of hype and occasional blowups, the "peer-to-peer" lending market, which connects borrowers with mom-and-pop lenders, is starting to attract professional investors.
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STOWE, Vt. (MarketWatch)—Not being a best-selling author, film star or U.S. senator, I won’t be giving commencement speeches this spring. But as I imagine myself at the podium in front of eager young college graduates, I know exactly what I ...