THERE ARE two ways to evaluate a lease deal — each with its own advantages — so we've provided calculators that do the math for both. Click on any line that lights up blue for help and explanation.

The Monthly Payment Calculator allows you to figure out how the different variables in a lease deal affect the monthly payment. Arming yourself with this information can make you a formidable negotiator in the showroom. The calculator also lets you compare your best numbers against your dealer's so you can see where he is most vulnerable.

Leasing Calculator: Monthly Payment Calculator

Also See: Net Interest Calculator